Evermore Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Evermore Bank of Fort Lauderdale, FL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.91% | 1.25% | -0.34% | 28th below |
| ROAE | 6.84% | 12.22% | -5.38% | 19th bottom |
| Net Interest Margin | 3.61% | 3.95% | -0.34% | 32nd below |
| Efficiency Ratio | 57.52% | 63.71% | -6.19% | 61st above |
| PPNR / Avg Assets | 1.59% | — | — | 50th above |
| Yield on Earning Assets | 6.73% | 5.67% | +1.06% | 92nd top |
| Cost of Funds | 3.59% | 1.87% | +1.72% | 1st bottom |
| Net Interest Spread | 2.93% | — | — | 29th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.14% | — | — | 42nd below |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.65% | 17.18% | -1.53% | 55th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.65% | 17.21% | -1.56% | 55th above |
| Total Capital Ratio | 16.83% | — | — | 56th above |
| Leverage Ratio | 13.52% | 11.75% | +1.77% | 78th top |
| Equity / Assets | 13.25% | 10.98% | +2.27% | 80th top |
| TCE / Tangible Assets | 13.25% | — | — | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.65% | 80.44% | +19.21% | 12th bottom |
| Core Deposit Ratio | 79.68% | 86.95% | -7.27% | 15th bottom |
| Wholesale Funding Ratio | 0.95% | — | — | 82nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 29.87% | — | — | 97th top |
| Loan Growth (Y/Y) | 31.34% | — | — | 97th top |
| Deposit Growth (Y/Y) | 33.09% | — | — | 98th top |
See Evermore Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Evermore Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Evermore Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Evermore Bank peer analysis.