Farmers Bank of Lohman: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Farmers Bank of Lohman of Jefferson City, MO against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.28% | 3.14% | -1.86% | 62nd above |
| ROAE Behind the peer average, ahead of the median peer. | 8.57% | 10.42% | -1.85% | 51st above |
| Net Interest Margin | 3.07% | 3.93% | -0.86% | 16th bottom |
| Efficiency Ratio | 47.48% | 76.37% | -28.89% | 90th top |
| PPNR / Avg Assets | 1.52% | 1.40% | +0.12% | 62nd above |
| Yield on Earning Assets | 4.05% | 5.35% | -1.30% | 14th bottom |
| Cost of Funds | 1.13% | 1.71% | -0.58% | 72nd above |
| Net Interest Spread | 2.60% | 3.31% | -0.71% | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 0.88% | 1.49% | -0.61% | 18th bottom |
| Texas Ratio | 0.04% | 8.27% | -8.23% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 17.13% | 17.61% | -0.48% | 74th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 15.27% | 16.43% | -1.16% | 67th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 15.27% | 16.18% | -0.91% | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 34.20% | 72.92% | -38.72% | 89th top |
| Core Deposit Ratio | 98.19% | 88.19% | +10.00% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.55% | 4.30% | +0.25% | 61st above |
| Loan Growth (Y/Y) | -3.22% | 6.75% | -9.97% | 26th below |
| Deposit Growth (Y/Y) | 3.93% | 3.77% | +0.16% | 61st above |
See Farmers Bank of Lohman's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Farmers Bank of Lohman, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Farmers Bank of Lohman profile, how to read a UBPR, or how this data updates.