Farmers Bank of Lohman: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 39.4% higher than in Q1 2026, at $2.8M. Farmers Bank of Lohman has the 7th lowest loan-to-deposit ratio of the 192 banks headquartered in Missouri, at 34.20% as of Q2 2026. Farmers Bank of Lohman reported 34.20% on loan-to-deposit ratio for Q2 2026, 33.42 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $55.7M |
| Fed funds sold and reverse repos | $2.8M |
| Fed funds sold and reverse repos to assets | 3.40% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 34.20% |
| Net loans and leases to deposits | 33.90% |
| Loans and leases to core deposits | 34.83% |
| Core deposits to total deposits | 98.19% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 36.88% | 97.58% | $0 | $0 |
| Q4 2023 | 37.66% | 97.56% | $0 | $0 |
| Q1 2024 | 37.16% | 97.55% | $0 | $0 |
| Q2 2024 | 36.95% | 97.56% | $0 | $0 |
| Q3 2024 | 36.57% | 98.16% | $0 | $0 |
| Q4 2024 | 34.90% | 98.15% | $0 | $0 |
| Q1 2025 | 35.97% | 98.17% | $0 | $0 |
| Q2 2025 | 36.73% | 98.63% | $0 | $0 |
| Q3 2025 | 34.99% | 98.20% | $0 | $0 |
| Q4 2025 | 35.95% | 98.16% | $0 | $0 |
| Q1 2026 | 36.65% | 98.16% | $0 | $0 |
| Q2 2026 | 34.20% | 98.19% | $0 | $0 |
Farmers Bank of Lohman liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers Bank of Lohman, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers Bank of Lohman profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8268) · FFIEC NIC profile (RSSD 743950)