Farmers Bank of Lohman: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 7.6% in Q2 2026, from -$1.7M to -$1.6M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.13% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.3M |
| Tier 1 capital | $14.3M |
| Total risk-based capital | — |
| Total equity capital | $12.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.27% |
| Tangible equity to tangible assets | 15.27% |
| Equity capital to average assets | 15.19% |
| Internal capital growth rate | 8.71% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $135K |
| Common stock surplus | $195K |
| Retained earnings | $13.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 16.84% | 11.62% | 11.62% |
| Q4 2023 | 17.12% | 13.19% | 13.19% |
| Q1 2024 | 17.21% | 13.08% | 13.08% |
| Q2 2024 | 17.08% | 13.10% | 13.10% |
| Q3 2024 | 17.27% | 14.44% | 14.44% |
| Q4 2024 | 17.02% | 13.47% | 13.47% |
| Q1 2025 | 16.87% | 14.00% | 14.00% |
| Q2 2025 | 16.91% | 14.63% | 14.63% |
| Q3 2025 | 16.93% | 15.11% | 15.11% |
| Q4 2025 | 16.71% | 15.45% | 15.45% |
| Q1 2026 | 17.14% | 15.14% | 15.14% |
| Q2 2026 | 17.13% | 15.27% | 15.27% |
Farmers Bank of Lohman regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers Bank of Lohman, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers Bank of Lohman profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8268) · FFIEC NIC profile (RSSD 743950)