Farmers State Bank, Allen, Oklahoma: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Retained earnings, which rose 2.7% to $6.7M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.52% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $7.7M |
| Tier 1 capital | $7.7M |
| Total risk-based capital | — |
| Total equity capital | $7.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 13.47% |
| Tangible equity to tangible assets | 13.47% |
| Equity capital to average assets | 13.52% |
| Internal capital growth rate | 9.40% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $400K |
| Common stock surplus | $600K |
| Retained earnings | $6.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 16.41% | 16.41% | 17.67% | 12.57% | $39.1M |
| Q4 2023 | 16.09% | 16.09% | 17.34% | 12.39% | $40.3M |
| Q1 2024 | 16.11% | 16.11% | 17.36% | 12.58% | $41.1M |
| Q2 2024 | — | — | — | 12.32% | — |
| Q3 2024 | — | — | — | 12.46% | — |
| Q4 2024 | 16.80% | 16.80% | 18.05% | 12.89% | $41.1M |
| Q1 2025 | — | — | — | 13.05% | — |
| Q2 2025 | 16.96% | 16.96% | 18.21% | 12.89% | $42.5M |
| Q3 2025 | — | — | — | 13.15% | — |
| Q4 2025 | — | — | — | 13.24% | — |
| Q1 2026 | — | — | — | 13.53% | — |
| Q2 2026 | — | — | — | 13.52% | — |
Farmers State Bank, Allen, Oklahoma regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers State Bank, Allen, Oklahoma, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers State Bank, Allen, Oklahoma profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12758) · FFIEC NIC profile (RSSD 37659)