Farmers State Bank, Allen, Oklahoma: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 3.60 percentage points in Q2 2026, from 95.45% to 91.85%. It was the largest change from Q1 2026 among the key lines here. Within Oklahoma, Farmers State Bank, Allen, Oklahoma is 63rd of 169 on loan-to-deposit ratio, 83.87% as of Q2 2026, above the middle of the field. Farmers State Bank, Allen, Oklahoma reported 83.87% on loan-to-deposit ratio for Q2 2026, 15.94 points above the 67.92% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $14.1M |
| Fed funds sold and reverse repos | $6.2M |
| Fed funds sold and reverse repos to assets | 10.84% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.87% |
| Net loans and leases to deposits | 82.58% |
| Loans and leases to core deposits | 91.85% |
| Core deposits to total deposits | 91.31% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 86.67% | 90.82% | $0 | $0 |
| Q4 2023 | 90.90% | 90.11% | $0 | $0 |
| Q1 2024 | 86.14% | 89.38% | $0 | $0 |
| Q2 2024 | 85.37% | 92.12% | $0 | $0 |
| Q3 2024 | 91.42% | 89.40% | $0 | $0 |
| Q4 2024 | 90.88% | 89.11% | $0 | $0 |
| Q1 2025 | 89.26% | 88.46% | $0 | $0 |
| Q2 2025 | 84.78% | 91.43% | $0 | $0 |
| Q3 2025 | 88.55% | 88.53% | $0 | $0 |
| Q4 2025 | 88.64% | 88.13% | $0 | $0 |
| Q1 2026 | 84.98% | 89.04% | $0 | $0 |
| Q2 2026 | 83.87% | 91.31% | $0 | $0 |
Farmers State Bank, Allen, Oklahoma liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers State Bank, Allen, Oklahoma, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers State Bank, Allen, Oklahoma profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12758) · FFIEC NIC profile (RSSD 37659)