Farmers State Bank, Allen, Oklahoma: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Core deposits to total deposits: 2.27 percentage points higher than in Q1 2026, at 91.31%. Farmers State Bank, Allen, Oklahoma ranks 20th of 169 Oklahoma banks on return on assets, in the upper half at 2.29% (Q2 2026). Farmers State Bank, Allen, Oklahoma's return on assets of 2.29% is well above the 0.98% median for banks in the < $100M asset tier, a gap of 1.32 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.52% |
| Equity capital to assets | 13.47% |
| Tangible equity to tangible assets | 13.47% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.60% |
| Non-performing assets ratio | 0.43% |
| Net charge-off ratio | 0.02% |
| Texas ratio | 2.99% |
| Allowance for credit losses to loans | 1.54% |
| Reserve coverage of non-performing loans | 257.79% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.29% |
| Return on equity | 17.17% |
| Net interest margin | 5.45% |
| Efficiency ratio | 53.29% |
| Yield on earning assets | 6.33% |
| Cost of funds | 1.00% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.87% |
| Core deposits to total deposits | 91.31% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 84.98% |
| Securities to assets | 9.78% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.41% | 16.41% | 17.67% | 12.57% | 2.09% |
| Q4 2023 | 16.09% | 16.09% | 17.34% | 12.39% | 1.99% |
| Q1 2024 | 16.11% | 16.11% | 17.36% | 12.58% | 2.04% |
| Q2 2024 | — | — | — | 12.32% | 2.09% |
| Q3 2024 | — | — | — | 12.46% | 2.27% |
| Q4 2024 | 16.80% | 16.80% | 18.05% | 12.89% | 2.26% |
| Q1 2025 | — | — | — | 13.05% | 2.29% |
| Q2 2025 | 16.96% | 16.96% | 18.21% | 12.89% | 1.66% |
| Q3 2025 | — | — | — | 13.15% | 2.42% |
| Q4 2025 | — | — | — | 13.24% | 2.20% |
| Q1 2026 | — | — | — | 13.53% | 2.01% |
| Q2 2026 | — | — | — | 13.52% | 2.29% |
Farmers State Bank, Allen, Oklahoma vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers State Bank, Allen, Oklahoma, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers State Bank, Allen, Oklahoma profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12758) · FFIEC NIC profile (RSSD 37659)