Farmers State Bank of Canton: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 100.0% in Q2 2026, from $1.8M to $0. It was the largest change from Q1 2026 among the key lines here. Farmers State Bank of Canton ranks 39th of 56 South Dakota banks on loan-to-deposit ratio, in the lower half at 63.81% (Q2 2026). The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Farmers State Bank of Canton sits 3.82 points lower, at 63.81% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $33.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $1.6M |
| Other borrowed money | $4.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.02% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 63.81% |
| Net loans and leases to deposits | 63.44% |
| Loans and leases to core deposits | 67.34% |
| Core deposits to total deposits | 75.78% |
| Brokered deposits to total deposits | 18.98% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 77.48% | 98.56% | $1.2M | $1.5M |
| Q4 2023 | 85.88% | 98.46% | $4.0M | $3.6M |
| Q1 2024 | 71.36% | 85.87% | $0 | $403K |
| Q2 2024 | 73.09% | 82.70% | $0 | $403K |
| Q3 2024 | 74.95% | 81.51% | $0 | $2.5M |
| Q4 2024 | 68.83% | 74.19% | $0 | $4.5M |
| Q1 2025 | 63.80% | 79.70% | $0 | $4.5M |
| Q2 2025 | 61.89% | 77.81% | $0 | $4.1M |
| Q3 2025 | 61.92% | 71.33% | $0 | $8.1M |
| Q4 2025 | 62.99% | 71.24% | $0 | $6.6M |
| Q1 2026 | 60.83% | 75.26% | $0 | $4.1M |
| Q2 2026 | 63.81% | 75.78% | $1.6M | $4.1M |
Farmers State Bank of Canton liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers State Bank of Canton, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers State Bank of Canton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11133) · FFIEC NIC profile (RSSD 91950)