Farmers State Bank of Canton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Farmers State Bank of Canton of Canton, SD against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.76% | 3.13% | -2.37% | 36th below |
| ROAE Behind the peer average, ahead of the median peer. | 9.46% | 10.30% | -0.84% | 56th above |
| Net Interest Margin | 3.35% | 3.94% | -0.59% | 25th below |
| Efficiency Ratio | 69.35% | 76.33% | -6.98% | 50th above |
| PPNR / Avg Assets | 0.81% | 1.40% | -0.59% | 31st below |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.26% | 5.35% | -0.09% | 51st above |
| Cost of Funds | 2.12% | 1.70% | +0.42% | 23rd bottom |
| Net Interest Spread | 2.97% | 3.32% | -0.35% | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 0.57% | 1.49% | -0.92% | 4th bottom |
| Texas Ratio | 0.00% | 8.28% | -8.28% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.42% | 62.39% | -46.97% | 24th bottom |
| Tier 1 Ratio | 15.42% | 62.40% | -46.98% | 24th bottom |
| Total Capital Ratio | 15.96% | 63.37% | -47.41% | 22nd bottom |
| Leverage Ratio | 8.73% | 17.66% | -8.93% | 9th bottom |
| Equity / Assets | 8.32% | 16.47% | -8.15% | 11th bottom |
| TCE / Tangible Assets | 8.32% | 16.21% | -7.89% | 12th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 63.81% | 72.86% | -9.05% | 55th above |
| Core Deposit Ratio | 75.78% | 88.30% | -12.52% | 8th bottom |
| Wholesale Funding Ratio | 7.04% | 5.17% | +1.87% | 25th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.77% | 4.25% | +2.52% | 72nd above |
| Loan Growth (Y/Y) | 6.95% | 6.75% | +0.20% | 69th above |
| Deposit Growth (Y/Y) | 3.75% | 3.72% | +0.03% | 59th above |
See Farmers State Bank of Canton's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Farmers State Bank of Canton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Farmers State Bank of Canton profile, how to read a UBPR, or how this data updates.