Farmers State Bank of Canton: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 2.97 percentage points in Q2 2026, from 60.83% to 63.81%. It was the largest change from Q1 2026 among the key lines here. Within South Dakota, Farmers State Bank of Canton is 48th of 56 on return on assets, 0.76% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 0.98% on return on assets. Farmers State Bank of Canton sits 0.22 points lower, at 0.76% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.42% |
| Tier 1 risk-based capital ratio | 15.42% |
| Total risk-based capital ratio | 15.96% |
| Tier 1 leverage ratio | 8.73% |
| Equity capital to assets | 8.32% |
| Tangible equity to tangible assets | 8.32% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.57% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.76% |
| Return on equity | 9.46% |
| Net interest margin | 3.35% |
| Efficiency ratio | 69.35% |
| Yield on earning assets | 5.26% |
| Cost of funds | 2.12% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 63.81% |
| Core deposits to total deposits | 75.78% |
| Brokered deposits to total deposits | 18.98% |
| Deposits to assets | 83.79% |
| Securities to assets | 39.36% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.14% | 16.14% | 16.72% | 11.08% | 0.13% |
| Q4 2023 | 15.83% | 15.83% | 16.43% | 11.21% | 0.35% |
| Q1 2024 | 16.30% | 16.30% | 16.91% | 11.00% | 0.51% |
| Q2 2024 | 16.19% | 16.19% | 16.78% | 10.73% | -0.06% |
| Q3 2024 | 16.30% | 16.30% | 16.90% | 10.60% | 0.04% |
| Q4 2024 | 15.58% | 15.58% | 16.15% | 9.57% | -0.11% |
| Q1 2025 | 15.98% | 15.98% | 16.57% | 9.12% | -0.02% |
| Q2 2025 | 15.61% | 15.61% | 16.18% | 8.75% | 0.49% |
| Q3 2025 | 14.65% | 14.65% | 15.18% | 8.69% | 0.66% |
| Q4 2025 | 15.11% | 15.11% | 15.65% | 8.39% | 0.56% |
| Q1 2026 | 15.32% | 15.32% | 15.86% | 8.51% | 0.48% |
| Q2 2026 | 15.42% | 15.42% | 15.96% | 8.73% | 0.76% |
Farmers State Bank of Canton vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers State Bank of Canton, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers State Bank of Canton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11133) · FFIEC NIC profile (RSSD 91950)