Farmers & Traders Bank of Campton: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 6.35 percentage points in Q2 2026, from 86.43% to 80.08%. It was the largest change from Q1 2026 among the key lines here. Within Kentucky, Farmers & Traders Bank of Campton is 93rd of 120 on loan-to-deposit ratio, 72.21% as of Q2 2026, below the middle of the field. Farmers & Traders Bank of Campton reported 72.21% on loan-to-deposit ratio for Q2 2026, 4.28 points above the 67.92% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $2.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $22.7M |
| Fed funds sold and reverse repos | $1.3M |
| Fed funds sold and reverse repos to assets | 1.89% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $1.3M |
| Other borrowed money | $2.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.35% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.21% |
| Net loans and leases to deposits | 71.44% |
| Loans and leases to core deposits | 80.08% |
| Core deposits to total deposits | 85.03% |
| Brokered deposits to total deposits | 5.14% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 50.68% | 89.37% | $1.2M | $2.8M |
| Q4 2023 | 53.22% | 84.94% | $1.9M | $750K |
| Q1 2024 | 58.75% | 85.41% | $1.2M | $3.9M |
| Q2 2024 | 58.03% | 80.72% | $1.4M | $750K |
| Q3 2024 | 60.53% | 79.99% | $1.3M | $2.5M |
| Q4 2024 | 65.08% | 81.68% | $1.2M | $4.2M |
| Q1 2025 | 65.84% | 82.27% | $2.0M | $3.2M |
| Q2 2025 | 65.76% | 83.02% | $1.2M | $3.0M |
| Q3 2025 | 65.75% | 84.23% | $2.4M | $0 |
| Q4 2025 | 73.98% | 90.10% | $1.3M | $6.2M |
| Q1 2026 | 78.35% | 90.66% | $2.6M | $6.0M |
| Q2 2026 | 72.21% | 85.03% | $1.3M | $2.2M |
Farmers & Traders Bank of Campton liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers & Traders Bank of Campton, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers & Traders Bank of Campton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 288) · FFIEC NIC profile (RSSD 839817)