Farmers & Traders Bank of Campton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Farmers & Traders Bank of Campton of Campton, KY against its peer group of 504 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.22% | 3.13% | -1.91% | 59th above |
| ROAE | 18.90% | 10.28% | +8.62% | 90th top |
| Net Interest Margin | 4.14% | 3.94% | +0.20% | 62nd above |
| Efficiency Ratio | 68.59% | 76.33% | -7.74% | 52nd above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.30% | 1.40% | -0.10% | 53rd above |
| Yield on Earning Assets | 5.50% | 5.35% | +0.15% | 62nd above |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.59% | 1.70% | -0.11% | 49th below |
| Net Interest Spread | 3.18% | 3.32% | -0.14% | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 1.34% | -1.29% | 63rd above |
| NPA / Total Assets | 0.03% | 0.71% | -0.68% | 58th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.07% | 0.10% | -0.03% | 17th bottom |
| ACL / Total Loans | 1.06% | 1.49% | -0.43% | 34th below |
| ACL / NPLs (Coverage) | 2119.05% | 861.90% | +1257.15% | — |
| Texas Ratio | 0.47% | 8.29% | -7.82% | 61st above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 250.00% | 290.34% | -40.34% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.76% | 62.37% | -49.61% | 11th bottom |
| Tier 1 Ratio | 12.76% | 62.38% | -49.62% | 11th bottom |
| Total Capital Ratio | 13.65% | 63.35% | -49.70% | 10th bottom |
| Leverage Ratio | 9.24% | 17.66% | -8.42% | 12th bottom |
| Equity / Assets | 6.89% | 16.46% | -9.57% | 5th bottom |
| TCE / Tangible Assets | 6.09% | 16.21% | -10.12% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 72.21% | 72.85% | -0.64% | 43rd below |
| Core Deposit Ratio | 85.03% | 88.29% | -3.26% | 23rd bottom |
| Wholesale Funding Ratio | 5.24% | 5.19% | +0.05% | 37th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.84% | 4.26% | -1.42% | 51st above |
| Loan Growth (Y/Y) | 12.85% | 6.75% | +6.10% | 83rd top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.78% | 3.72% | -0.94% | 55th above |
See Farmers & Traders Bank of Campton's peers by name
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Unlock Farmers & Traders Bank of Campton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Farmers & Traders Bank of Campton profile, how to read a UBPR, or how this data updates.