Farmers & Traders Bank of Campton: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 23.81 percentage points in Q2 2026, from 2095.24% to 2119.05%. It was the largest change from Q1 2026 among the key lines here. Farmers & Traders Bank of Campton ranks 66th of 119 Kentucky banks on return on assets, in the lower half at 1.22% (Q2 2026). Farmers & Traders Bank of Campton reported 1.22% on return on assets for Q2 2026, 0.24 points above the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.76% |
| Tier 1 risk-based capital ratio | 12.76% |
| Total risk-based capital ratio | 13.65% |
| Tier 1 leverage ratio | 9.24% |
| Equity capital to assets | 6.89% |
| Tangible equity to tangible assets | 6.09% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.05% |
| Non-performing assets ratio | 0.03% |
| Net charge-off ratio | 0.07% |
| Texas ratio | 0.47% |
| Allowance for credit losses to loans | 1.06% |
| Reserve coverage of non-performing loans | 2119.05% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.22% |
| Return on equity | 18.90% |
| Net interest margin | 4.14% |
| Efficiency ratio | 68.59% |
| Yield on earning assets | 5.50% |
| Cost of funds | 1.59% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.21% |
| Core deposits to total deposits | 85.03% |
| Brokered deposits to total deposits | 5.14% |
| Deposits to assets | 86.78% |
| Securities to assets | 29.63% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.03% | 11.03% | 11.64% | 8.66% | 1.20% |
| Q4 2023 | 11.27% | 11.27% | 11.90% | 8.80% | 1.08% |
| Q1 2024 | 11.26% | 11.26% | 11.82% | 8.62% | 0.74% |
| Q2 2024 | 11.46% | 11.46% | 12.16% | 8.41% | 1.03% |
| Q3 2024 | 11.60% | 11.60% | 12.33% | 8.92% | 0.81% |
| Q4 2024 | 11.83% | 11.83% | 12.61% | 9.10% | 1.21% |
| Q1 2025 | 11.84% | 11.84% | 12.64% | 9.13% | 0.91% |
| Q2 2025 | 12.22% | 12.22% | 13.05% | 9.14% | 1.16% |
| Q3 2025 | 12.15% | 12.15% | 12.97% | 9.14% | 1.25% |
| Q4 2025 | 12.47% | 12.47% | 13.31% | 9.28% | 1.43% |
| Q1 2026 | 12.02% | 12.02% | 12.85% | 9.16% | 1.27% |
| Q2 2026 | 12.76% | 12.76% | 13.65% | 9.24% | 1.22% |
Farmers & Traders Bank of Campton vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers & Traders Bank of Campton, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers & Traders Bank of Campton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 288) · FFIEC NIC profile (RSSD 839817)