Feliciana Bank & Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 111.2% higher than in Q1 2026, at $13.3M. Within Louisiana, Feliciana Bank & Trust Company is 19th of 103 on loan-to-deposit ratio, 93.51% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Feliciana Bank & Trust Company sits 12.67 points higher, at 93.51% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $16.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $35.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $13.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 7.36% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 93.51% |
| Net loans and leases to deposits | 92.16% |
| Loans and leases to core deposits | 113.49% |
| Core deposits to total deposits | 82.25% |
| Brokered deposits to total deposits | 0.14% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.27% | 80.32% | $0 | $5.4M |
| Q4 2023 | 92.25% | 80.44% | $0 | $5.4M |
| Q1 2024 | 90.52% | 79.48% | $0 | $5.4M |
| Q2 2024 | 90.17% | 77.77% | $0 | $5.4M |
| Q3 2024 | 93.50% | 77.10% | $0 | $5.3M |
| Q4 2024 | 87.98% | 77.90% | $0 | $9.3M |
| Q1 2025 | 84.94% | 77.50% | $0 | $2.3M |
| Q2 2025 | 88.36% | 78.60% | $0 | $9.3M |
| Q3 2025 | 86.77% | 81.74% | $0 | $9.3M |
| Q4 2025 | 88.29% | 82.19% | $0 | $6.3M |
| Q1 2026 | 88.88% | 82.11% | $0 | $6.3M |
| Q2 2026 | 93.51% | 82.25% | $0 | $13.3M |
Feliciana Bank & Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Feliciana Bank & Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Feliciana Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1380) · FFIEC NIC profile (RSSD 879439)