Feliciana Bank & Trust Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 58.18 percentage points lower than in Q1 2026, at 213.79%. Within Louisiana, Feliciana Bank & Trust Company is 36th of 103 on return on assets, 1.59% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Feliciana Bank & Trust Company sits 0.33 points higher, at 1.59% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.81% |
| Equity capital to assets | 10.40% |
| Tangible equity to tangible assets | 10.40% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.67% |
| Non-performing assets ratio | 0.76% |
| Net charge-off ratio | 0.09% |
| Texas ratio | 6.71% |
| Allowance for credit losses to loans | 1.44% |
| Reserve coverage of non-performing loans | 213.79% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.59% |
| Return on equity | 15.42% |
| Net interest margin | 4.42% |
| Efficiency ratio | 62.89% |
| Yield on earning assets | 6.43% |
| Cost of funds | 2.19% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 93.51% |
| Core deposits to total deposits | 82.25% |
| Brokered deposits to total deposits | 0.14% |
| Deposits to assets | 80.96% |
| Securities to assets | 10.52% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.64% | 9.35% | 3.96% | 0.47% | 0.02% |
| Q4 2023 | 12.68% | 1.21% | 3.94% | 0.52% | 0.06% |
| Q1 2024 | 12.36% | 1.07% | 3.95% | 0.60% | 0.04% |
| Q2 2024 | 12.78% | 5.84% | 4.10% | 0.46% | 0.58% |
| Q3 2024 | 12.78% | 1.12% | 4.09% | 0.70% | 0.09% |
| Q4 2024 | 11.67% | 1.67% | 4.11% | 0.15% | 0.09% |
| Q1 2025 | 11.73% | 1.30% | 4.05% | 0.95% | 0.07% |
| Q2 2025 | 12.44% | 1.00% | 4.21% | 1.91% | 0.01% |
| Q3 2025 | 12.00% | 1.54% | 4.41% | 0.60% | 0.27% |
| Q4 2025 | 11.93% | 1.35% | 4.47% | 0.28% | 0.01% |
| Q1 2026 | 11.97% | 1.43% | 4.26% | 0.57% | -0.01% |
| Q2 2026 | 11.81% | 1.59% | 4.42% | 0.67% | 0.09% |
Feliciana Bank & Trust Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Feliciana Bank & Trust Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Feliciana Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1380) · FFIEC NIC profile (RSSD 879439)