Feliciana Bank & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Feliciana Bank & Trust Company of Clinton, LA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.59% | 1.34% | +0.25% | 68th above |
| ROAE | 15.42% | 13.32% | +2.10% | 68th above |
| Net Interest Margin | 4.42% | 3.93% | +0.49% | 76th top |
| Efficiency Ratio | 62.89% | 61.13% | +1.76% | 45th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.59% | 1.68% | -0.09% | 50th above |
| Yield on Earning Assets | 6.43% | 5.67% | +0.76% | 85th top |
| Cost of Funds | 2.19% | 1.88% | +0.31% | 27th below |
| Net Interest Spread | 3.65% | 3.32% | +0.33% | 68th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.67% | 0.94% | -0.27% | 38th below |
| NPA / Total Assets | 0.76% | 0.70% | +0.06% | 28th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.16% | -0.07% | 20th bottom |
| ACL / Total Loans | 1.44% | 1.28% | +0.16% | 74th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 213.79% | 1546.37% | -1332.58% | 50th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.71% | 7.34% | -0.63% | 32nd below |
| Provision / NCO | 111.11% | 1395.21% | -1284.10% | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.81% | 12.14% | -0.33% | 63rd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.40% | 11.36% | -0.96% | 51st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.40% | 11.08% | -0.68% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.51% | 80.66% | +12.85% | 22nd bottom |
| Core Deposit Ratio | 82.25% | 86.85% | -4.60% | 21st bottom |
| Wholesale Funding Ratio | 7.36% | 5.03% | +2.33% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.32% | 6.84% | -0.52% | 64th above |
| Loan Growth (Y/Y) | 9.50% | 7.92% | +1.58% | 72nd above |
| Deposit Growth (Y/Y) | 3.47% | 6.29% | -2.82% | 46th below |
See Feliciana Bank & Trust Company's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Feliciana Bank & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Feliciana Bank & Trust Company profile, how to read a UBPR, or how this data updates.