Fidelity Federal Savings and Loan Association of Delaware: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 46.5% in Q2 2026, from $6.8M to $3.7M. It was the largest change from Q1 2026 among the key lines here. Within Ohio, Fidelity Federal Savings and Loan Association of Delaware is 78th of 156 on loan-to-deposit ratio, 81.69% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio; Fidelity Federal Savings and Loan Association of Delaware reported 81.69% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $46.5M |
| Fed funds sold and reverse repos | $3.7M |
| Fed funds sold and reverse repos to assets | 2.78% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $13.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 10.26% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.69% |
| Net loans and leases to deposits | 81.02% |
| Loans and leases to core deposits | 85.57% |
| Core deposits to total deposits | 92.43% |
| Brokered deposits to total deposits | 3.03% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 63.73% | 95.78% | $0 | $8.0M |
| Q4 2023 | 67.97% | 95.34% | $0 | $14.5M |
| Q1 2024 | 71.49% | 95.46% | $0 | $16.5M |
| Q2 2024 | 74.99% | 95.16% | $0 | $16.5M |
| Q3 2024 | 77.12% | 94.95% | $0 | $16.5M |
| Q4 2024 | 77.87% | 94.94% | $0 | $16.5M |
| Q1 2025 | 77.54% | 91.39% | $0 | $14.5M |
| Q2 2025 | 81.12% | 92.52% | $0 | $16.5M |
| Q3 2025 | 79.31% | 89.45% | $0 | $14.5M |
| Q4 2025 | 80.50% | 92.34% | $0 | $14.5M |
| Q1 2026 | 78.47% | 92.43% | $0 | $13.5M |
| Q2 2026 | 81.69% | 92.43% | $0 | $13.5M |
Fidelity Federal Savings and Loan Association of Delaware liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Fidelity Federal Savings and Loan Association of Delaware, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fidelity Federal Savings and Loan Association of Delaware profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29521) · FFIEC NIC profile (RSSD 446176)