Fidelity Federal Savings and Loan Association of Delaware: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fidelity Federal Savings and Loan Association of Delaware of Delaware, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.23% | 1.35% | -1.12% | 7th bottom |
| ROAE | 1.62% | 12.06% | -10.44% | 7th bottom |
| Net Interest Margin | 2.58% | 3.90% | -1.32% | 4th bottom |
| Efficiency Ratio | 89.11% | 63.14% | +25.97% | 6th bottom |
| PPNR / Avg Assets | 0.29% | 1.64% | -1.35% | 5th bottom |
| Yield on Earning Assets | 4.26% | 5.65% | -1.39% | 5th bottom |
| Cost of Funds | 2.48% | 1.85% | +0.63% | 16th bottom |
| Net Interest Spread | 2.21% | 3.35% | -1.14% | 7th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.04% | 0.92% | -0.88% | 79th top |
| NPA / Total Assets | 0.03% | 0.67% | -0.64% | 81st top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.83% | 1.28% | -0.45% | 12th bottom |
| ACL / NPLs (Coverage) | 1911.43% | 1645.03% | +266.40% | — |
| Texas Ratio | 0.18% | 7.15% | -6.97% | 86th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 17.02% | 12.46% | +4.56% | 93rd top |
| Equity / Assets | 14.19% | 11.67% | +2.52% | 85th top |
| TCE / Tangible Assets | 14.19% | 11.40% | +2.79% | 86th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.69% | 78.64% | +3.05% | 48th below |
| Core Deposit Ratio | 92.43% | 87.09% | +5.34% | 70th above |
| Wholesale Funding Ratio | 10.26% | 5.11% | +5.15% | 13th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.05% | 6.48% | -5.43% | 26th below |
| Loan Growth (Y/Y) | 4.18% | 7.64% | -3.46% | 43rd below |
| Deposit Growth (Y/Y) | 3.45% | 6.02% | -2.57% | 46th below |
See Fidelity Federal Savings and Loan Association of Delaware's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fidelity Federal Savings and Loan Association of Delaware, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fidelity Federal Savings and Loan Association of Delaware profile, how to read a UBPR, or how this data updates.