Fidelity Federal Savings and Loan Association of Delaware: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income fell 5.8% from Q1 2026 to Q2 2026, ending at -$3.7M against -$3.5M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.02% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $22.4M |
| Tier 1 capital | $22.4M |
| Total risk-based capital | — |
| Total equity capital | $18.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.19% |
| Tangible equity to tangible assets | 14.19% |
| Equity capital to average assets | 14.22% |
| Internal capital growth rate | 1.62% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1K |
| Common stock surplus | $0 |
| Retained earnings | $22.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 36.24% | 36.24% | 37.32% | 18.25% | $62.2M |
| Q4 2023 | 36.39% | 36.39% | 37.47% | 18.43% | $61.6M |
| Q1 2024 | 35.44% | 35.44% | 36.50% | 17.74% | $63.1M |
| Q2 2024 | 33.88% | 33.88% | 34.90% | 17.64% | $65.8M |
| Q3 2024 | 33.94% | 33.94% | 34.96% | 17.58% | $65.7M |
| Q4 2024 | 33.77% | 33.77% | 34.78% | 17.44% | $66.0M |
| Q1 2025 | 33.46% | 33.46% | 34.47% | 17.33% | $66.5M |
| Q2 2025 | 31.27% | 31.27% | 32.21% | 17.23% | $71.2M |
| Q3 2025 | — | — | — | 17.16% | — |
| Q4 2025 | 32.66% | 32.66% | 33.64% | 16.99% | $68.1M |
| Q1 2026 | — | — | — | 17.10% | — |
| Q2 2026 | — | — | — | 17.02% | — |
Fidelity Federal Savings and Loan Association of Delaware regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Fidelity Federal Savings and Loan Association of Delaware, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fidelity Federal Savings and Loan Association of Delaware profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29521) · FFIEC NIC profile (RSSD 446176)