Bank routing number ยท Elk River, Minnesota
First Bank Elk River Routing Number (ABA): 091903844
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The First Bank Elk River routing number is 091903844. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
First Bank Elk River at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.68% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $369.2M
- Tier 1 leverage ratio, Q2 2026
- 10.68%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 4 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1907
Full financial profile · Is First Bank Elk River safe? · First Bank Elk River call report · Branch locations
First Bank Elk River routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 091903844 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; First Bank Elk River publishes any other numbers it uses itself.
What the digits mean
The first two digits, 09, place this number in the Federal Reserve Bank of Minneapolis's district (District 9). Digits five through eight, 0384, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to First Bank Elk River
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your First Bank Elk River checks or in its online banking. Ask the bank for wire instructions (www.elkriver.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About First Bank Elk River
First Bank Elk River is headquartered in Elk River, Minnesota and was established in 1907. It is in the MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI metro area. It reported $369.2M in total assets and $269.9M in deposits for Q2 2026, the 70th largest of the 221 banks headquartered in Minnesota. It reports 4 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. One other bank or credit union headquartered in Elk River has a routing number listed here.
What the digits in 091903844 mean
The first four digits, 0919, are the Federal Reserve routing symbol. The prefix 09 places the number in the 9th Federal Reserve District (Minneapolis). That is also the district where the bank is headquartered. Digits five through eight, 0384, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 17 + 7 x 13 + 8 = 150, a multiple of 10, so 091903844 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the First Bank Elk River routing number?
The First Bank Elk River routing number is 091903844. It is the primary ABA routing transit number registered to First Bank Elk River, headquartered in Elk River, MN. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the First Bank Elk River wire routing number?
This page lists the primary routing number registered to First Bank Elk River. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First Bank Elk River before sending a wire.
Is ABA number 091903844 the routing number for First Bank Elk River?
Yes. It is the primary routing number registered to First Bank Elk River.
Which bank uses routing number 091903844?
It belongs to First Bank Elk River, headquartered in Elk River, MN. It is the bank's primary ABA routing number (FDIC certificate 5136).
Routing numbers of similar-size institutions in Minnesota
- Bank, Elk River, MN
- The Bank of Elk River: 091903831
- Credit union, Bloomington, MN
- MY Credit Union: 291075459
- Bank, Nicollet, MN
- Progrowth Bank: 091908768
- Credit union, International Falls, MN
- Trustar Federal Credit Union: 291274108
- Bank, Spicer, MN
- Heritage Bank, N.A.: 091914710
- Credit union, Bloomington, MN
- Sharepoint Credit Union: 291074984
- Bank, Roseville, MN
- North Star Bank: 096000959
- Bank, Perham, MN
- United Community Bank: 091210074
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Regulator records: FDIC BankFind (cert 5136) · FFIEC NIC profile (RSSD 970055)