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First Community Bank Xenia-Flora Locations & Branches Xenia, Illinois
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First Community Bank Xenia-Flora operates 2 branches from its headquarters in Xenia, IL, .
First Community Bank Xenia-Flora branch network
Both branches are in ILLINOIS, across 2 cities. Its largest office by deposits is the First Community Bank, Xenia-Flora office in Xenia, IL, with $27.1M (57.2% of its branch deposits). It had the same number of branches on June 30, 2025.
First Community Bank Xenia-Flora at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.03% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $55.5M
- Tier 1 leverage ratio, Q2 2026
- 12.03%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1922
Full financial profile · Is First Community Bank Xenia-Flora safe? · First Community Bank Xenia-Flora call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Xenia, IL (1 branch) | 1 of 1 | 100.0% | $27.1M |
| State: IL (2 branches) | 344 of 379 | <0.1% | $47.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
First Community Bank Xenia-Flora's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Clay, IL (2 branches) | 4 of 5 | 10.8% | $47.3M | $439.9M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Community Bank, Xenia-Flora | Xenia, IL | 62899 | $27.1M |
| Flora Branch | Flora, IL | 62839 | $20.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3850) · FFIEC NIC profile (RSSD 242)