Bank call report · Salt Lake City, UT
First Electronic Bank Call Report
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First Electronic Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 170 reported line items, schedule by schedule (870 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2947556 |
| FDIC certificate number | 35533 |
| Total assets | $502.9M |
Official Q2 2026 call report PDF (FFIEC) →
First Electronic Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · First Electronic Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $502.9M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $502.9M |
| Total Liabilities and Minority Interest | RCON2948 | $304.5M |
| Total Deposits | RCON2200 | $285.6M |
| Interest-bearing Balances | RCON0071 | $283.3M |
| Deposits: Noninterest-bearing | RCON6631 | $265.6M |
| Loans and Leases Held for Sale | RCON5369 | $199.0M |
| Total Equity Capital | RCON3210 | $198.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $198.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $183.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $20.0M |
| Other Liabilities, Total | RCON2930 | $18.9M |
| Surplus | RCON3839 | $13.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $7.9M |
| Other Assets | RCON2160 | $5.7M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $5.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $4.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $2.6M |
| Common Stock | RCON3230 | $1.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.3M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $271K |
| Accumulated Other Comprehensive Income | RCONB530 | -$56K |
Schedule RI: Income Statement (27 items)
About Schedule RI · First Electronic Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $39.8M |
| Net Interest Income | RIAD4074 | $39.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $34.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $31.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $24.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $24.7M |
| Total Noninterest Expense | RIAD4093 | $22.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $18.7M |
| Net Income (Loss) | RIAD4340 | $18.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $18.7M |
| Salaries and Employee Benefits | RIAD4135 | $15.2M |
| Total Noninterest Income | RIAD4079 | $8.7M |
| Other Noninterest Expense | RIAD4092 | $6.3M |
| Applicable Income Taxes | RIAD4302 | $6.0M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $5.6M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $4.8M |
| Other Noninterest Income | RIADB497 | $4.0M |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $2.0M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.3M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $737K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $610K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $372K |
| Total Interest Expense | RIAD4073 | $372K |
| Interest on Other Securities | RIAD4060 | $70K |
| Other Interest Income | RIAD4518 | $34K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 129 |
Schedule RC-B: Securities (4 items)
About Schedule RC-B · First Electronic Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $2.6M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $2.6M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $2.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $2.6M |
Schedule RC-C, Part I: Loans and Leases (9 items)
About Schedule RC-C, Part I · First Electronic Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $204.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $202.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $199.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $179.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $16.4M |
| Commercial and Industrial Loans | RCON1766 | $4.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $3.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $3.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $1.7M |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) | RCON5563 | 994 |
Schedule RC-E: Deposit Liabilities (8 items)
About Schedule RC-E · First Electronic Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $285.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $285.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $250.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $35.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $250K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $250K |
| Total Brokered Deposits | RCON2365 | $250K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $236K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (8 items)
About Schedule RC-K · First Electronic Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $423.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $264.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $204.6M |
| Quarterly Average of Total Loans | RCON3360 | $155.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $130.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $21.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $3.6M |
| All Other Securities | RCONB560 | $2.6M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · First Electronic Bank derivatives and off-balance-sheet items trends
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · First Electronic Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $326K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $326K |
| Additions to Nonaccrual Assets | RCONC410 | $24K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $24K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $24K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · First Electronic Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $423.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $285.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $285.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $200.2M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $236K |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $36K |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 18 |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · First Electronic Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $220.4M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · First Electronic Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $423.7M |
| Average total consolidated assets | RCOAKW03 | $423.7M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $220.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $199.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $198.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $198.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $198.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $198.3M |
| Retained Earnings | RCOAKW00 | $183.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $15.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$56K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$56K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.9058 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.9001 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.9001 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.8258 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.4682 |
Schedule RC-R, Part II: Risk-Weighted Assets (35 items)
About Schedule RC-R, Part II · First Electronic Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $283.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $279.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $279.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $279.3M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $220.4M |
| Total Risk-weighted Assets | RCONG641 | $220.4M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $218.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $218.2M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $218.0M |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $199.0M |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $199.0M |
| Unconditionally Cancellable Commitments | RCONS540 | $30.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $13.6M |
| Total All Other Assets | RCOND981 | $13.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $5.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $5.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $4.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $4.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $4.2M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $2.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $2.6M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $2.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $2.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.3M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $1.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $1.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $844K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $225K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $225K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$56K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $36K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $24K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $24K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $24K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $24K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $198.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $188.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $188.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $9.0M |
| Other Comprehensive Income | RIADB511 | -$6K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · First Electronic Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · First Electronic Bank changes in allowances for credit losses trends
First Electronic Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Electronic Bank call report?
The First Electronic Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Electronic Bank file?
First Electronic Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Electronic Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Electronic Bank has Federal Reserve RSSD ID 2947556 and FDIC certificate number 35533. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Electronic Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Electronic Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 35533) · FFIEC NIC profile (RSSD 2947556)