First Electronic Bank Routing Number (ABA): 124384974

First Electronic Bank at a glance

Total assets, Q2 2026

$502.9M

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

1 FDIC institution directory, current count

Established

2000

Full financial profile · Is First Electronic Bank safe? · Branch locations

What the digits mean

The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 8497, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to First Electronic Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your First Electronic Bank checks or in its online banking. Ask the bank for wire instructions (www.firstelectronic.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About First Electronic Bank

First Electronic Bank is headquartered in Salt Lake City, Utah and was established in 2000. It is in the SALT LAKE CITY-MURRAY, UT metro area. It reported $502.9M in total assets and $285.6M in deposits for Q2 2026, the 35th largest of the 44 banks headquartered in Utah. It reports 1 domestic office. Its deposits have been FDIC insured since 2000. Its primary federal regulator is the FDIC. 29 other banks and credit unions headquartered in Salt Lake City have a routing number listed here.

What the digits in 124384974 mean

The first four digits, 1243, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 8497, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 13 + 7 x 17 + 12 = 170, a multiple of 10, so 124384974 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the First Electronic Bank routing number?

The First Electronic Bank routing number is 124384974. It is the primary ABA routing transit number registered to First Electronic Bank, headquartered in Salt Lake City, UT. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the First Electronic Bank wire routing number?

This page lists the primary routing number registered to First Electronic Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First Electronic Bank before sending a wire.

Is ABA number 124384974 the routing number for First Electronic Bank?

Yes. It is the primary routing number registered to First Electronic Bank.

Which bank uses routing number 124384974?

It belongs to First Electronic Bank, headquartered in Salt Lake City, UT. It is the bank's primary ABA routing number (FDIC certificate 35533).

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