First Farmers Bank & Trust Co.: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
First Farmers Bank & Trust Co. reported all 9 line items on this page on its Q2 2026 filing. Unused loan commitments was $77.7M in Q2 2026, up 10.1% from $70.6M in Q2 2025. That is 2.2% of its total assets. Across the 12 quarters shown it ranged from $65.1M (Q3 2023) to $81.4M (Q1 2026).
What the off-balance-sheet exposure page covers and where each line comes from.
The standout move of Q2 2026 was in Letters of credit: 46.3% higher than in Q1 2026, at $11.2M.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $77.7M |
| Letters of credit | $11.2M |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $410.6M |
| Interest rate swaps, notional | $228.9M |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 11.75% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $5.2M |
| Trading liabilities | $5.3M |
| Trading assets to total assets | 0.15% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | $65.1M | $5.2M | 14.84% |
| Q4 2023 | $67.1M | $4.9M | 15.42% |
| Q1 2024 | $66.4M | $6.2M | 17.13% |
| Q2 2024 | $68.1M | $7.0M | 17.06% |
| Q3 2024 | $69.5M | $9.3M | 17.24% |
| Q4 2024 | $69.9M | $9.5M | 17.14% |
| Q1 2025 | $70.7M | $7.9M | 16.77% |
| Q2 2025 | $70.6M | $15.0M | 15.79% |
| Q3 2025 | $75.4M | $9.3M | 12.87% |
| Q4 2025 | $76.3M | $9.2M | 12.28% |
| Q1 2026 | $81.4M | $7.7M | 11.06% |
| Q2 2026 | $77.7M | $11.2M | 11.75% |
First Farmers Bank & Trust Co. off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full First Farmers Bank & Trust Co. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12839) · FFIEC NIC profile (RSSD 139843)