First Fed Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The biggest quarter-over-quarter change on this page was a small one: Tangible equity to tangible assets edged up 0.11 percentage points between Q1 2026 and Q2 2026, to 8.53%. First Fed Bank ranks 14th of 21 Washington banks on CET1 ratio, in the lower half at 12.40% (Q2 2026). First Fed Bank reported 12.40% on CET1 ratio for Q2 2026, 1.09 points below the 13.49% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.40% |
| Tier 1 risk-based capital ratio | 12.40% |
| Total risk-based capital ratio | 13.44% |
| Tier 1 leverage ratio | 9.64% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $199.8M |
| Tier 1 capital | $199.8M |
| Total risk-based capital | $216.6M |
| Total equity capital | $180.9M |
| Risk-weighted assets | $1.61B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.59% |
| Tangible equity to tangible assets | 8.53% |
| Equity capital to average assets | 8.71% |
| Internal capital growth rate | 1.20% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $71.1M |
| Retained earnings | $137.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$22.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.43% | 13.43% | 14.38% | 10.12% | $1.63B |
| Q4 2023 | 13.12% | 13.12% | 14.11% | 9.90% | $1.63B |
| Q1 2024 | 12.56% | 12.56% | 13.57% | 9.74% | $1.69B |
| Q2 2024 | 12.40% | 12.40% | 13.50% | 9.38% | $1.69B |
| Q3 2024 | 12.20% | 12.20% | 13.44% | 9.38% | $1.71B |
| Q4 2024 | 12.44% | 12.44% | 13.61% | 9.39% | $1.68B |
| Q1 2025 | 12.10% | 12.10% | 13.35% | 9.04% | $1.64B |
| Q2 2025 | 12.03% | 12.03% | 13.13% | 9.13% | $1.66B |
| Q3 2025 | 12.65% | 12.65% | 13.65% | 9.32% | $1.59B |
| Q4 2025 | 12.49% | 12.49% | 13.55% | 9.51% | $1.59B |
| Q1 2026 | 12.43% | 12.43% | 13.53% | 9.59% | $1.60B |
| Q2 2026 | 12.40% | 12.40% | 13.44% | 9.64% | $1.61B |
First Fed Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Fed Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Fed Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28405) · FFIEC NIC profile (RSSD 403179)