First Fed Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 1.25 percentage points lower than in Q1 2026, at 112.22%. First Fed Bank ranks 6th of 29 Washington banks on loan-to-deposit ratio, in the upper half at 100.04% (Q2 2026). First Fed Bank reported 100.04% on loan-to-deposit ratio for Q2 2026, 11.83 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $92.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $379.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $271.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 12.88% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.04% |
| Net loans and leases to deposits | 99.02% |
| Loans and leases to core deposits | 112.22% |
| Core deposits to total deposits | 85.51% |
| Brokered deposits to total deposits | 3.63% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 97.92% | 79.93% | $0 | $261.4M |
| Q4 2023 | 98.50% | 77.37% | $0 | $283.4M |
| Q1 2024 | 102.01% | 79.03% | $0 | $330.4M |
| Q2 2024 | 98.89% | 78.12% | $0 | $267.8M |
| Q3 2024 | 100.81% | 78.22% | $0 | $297.7M |
| Q4 2024 | 99.96% | 78.91% | $0 | $297.7M |
| Q1 2025 | 99.08% | 81.51% | $0 | $267.7M |
| Q2 2025 | 100.32% | 83.32% | $0 | $307.1M |
| Q3 2025 | 97.51% | 83.84% | $0 | $217.1M |
| Q4 2025 | 101.64% | 84.39% | $0 | $267.1M |
| Q1 2026 | 101.27% | 85.27% | $0 | $287.1M |
| Q2 2026 | 100.04% | 85.51% | $0 | $271.4M |
First Fed Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Fed Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Fed Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28405) · FFIEC NIC profile (RSSD 403179)