First Fed Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Fed Bank of Port Angeles, WA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.25% | 1.34% | -1.09% | 3rd bottom |
| ROAE | 2.86% | 12.34% | -9.48% | 4th bottom |
| Net Interest Margin | 3.07% | 3.83% | -0.76% | 16th bottom |
| Efficiency Ratio | 93.02% | 58.97% | +34.05% | 2nd bottom |
| PPNR / Avg Assets | 0.20% | — | — | 2nd bottom |
| Yield on Earning Assets | 5.19% | 5.71% | -0.52% | 29th below |
| Cost of Funds | 2.28% | 2.02% | +0.26% | 31st below |
| Net Interest Spread | 2.64% | — | — | 26th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.28% | 0.87% | +0.41% | 20th bottom |
| NPA / Total Assets | 1.06% | — | — | 20th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.43% | -0.39% | 43rd below |
| ACL / Total Loans | 1.01% | — | — | 32nd below |
| ACL / NPLs (Coverage) | 78.65% | — | — | 16th bottom |
| Texas Ratio | 11.38% | 5.48% | +5.90% | 13th bottom |
| Provision / NCO | -305.08% | — | — | 3rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.40% | 14.99% | -2.59% | 31st below |
| Tier 1 Ratio | 12.40% | 15.02% | -2.62% | 31st below |
| Total Capital Ratio | 13.44% | — | — | 30th below |
| Leverage Ratio | 9.64% | 11.11% | -1.47% | 26th below |
| Equity / Assets | 8.59% | 11.02% | -2.43% | 14th bottom |
| TCE / Tangible Assets | 8.53% | — | — | 21st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.04% | 86.99% | +13.05% | 17th bottom |
| Core Deposit Ratio | 85.51% | 85.57% | -0.06% | 37th below |
| Uninsured Deposit Ratio | 25.09% | 33.19% | -8.10% | 71st above |
| Wholesale Funding Ratio | 12.88% | — | — | 9th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.43% | — | — | 5th bottom |
| Loan Growth (Y/Y) | -2.98% | — | — | 8th bottom |
| Deposit Growth (Y/Y) | -2.70% | — | — | 8th bottom |
See First Fed Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Fed Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Fed Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Fed Bank peer analysis.