First Federal Bank of Kansas City: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Compared with Q1 2026, Cash and balances due from depository institutions rose 7.1% in Q2 2026 to $35.3M, the biggest move on this page. Among 192 Missouri banks, First Federal Bank of Kansas City sits 5th from the top on loan-to-deposit ratio, 111.08% as of Q2 2026. First Federal Bank of Kansas City reported 111.08% on loan-to-deposit ratio for Q2 2026, 30.24 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $35.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $145.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $179.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 18.05% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 111.08% |
| Net loans and leases to deposits | 109.63% |
| Loans and leases to core deposits | 120.04% |
| Core deposits to total deposits | 80.00% |
| Brokered deposits to total deposits | 12.54% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 122.53% | 90.16% | $0 | $195.0M |
| Q4 2023 | 117.77% | 85.45% | $0 | $200.0M |
| Q1 2024 | 114.27% | 83.23% | $0 | $180.0M |
| Q2 2024 | 112.21% | 81.16% | $0 | $180.0M |
| Q3 2024 | 108.61% | 78.37% | $0 | $170.0M |
| Q4 2024 | 113.15% | 79.42% | $0 | $184.0M |
| Q1 2025 | 113.66% | 79.89% | $0 | $199.2M |
| Q2 2025 | 112.95% | 78.44% | $0 | $204.3M |
| Q3 2025 | 111.78% | 78.35% | $0 | $191.3M |
| Q4 2025 | 112.79% | 78.21% | $0 | $193.7M |
| Q1 2026 | 111.04% | 79.38% | $0 | $184.2M |
| Q2 2026 | 111.08% | 80.00% | $0 | $179.2M |
First Federal Bank of Kansas City liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Bank of Kansas City, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Bank of Kansas City profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29047) · FFIEC NIC profile (RSSD 950178)