First Federal Bank of Kansas City: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 2.34 percentage points in Q2 2026, from 14.83% to 17.17%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, First Federal Bank of Kansas City is 49th of 192 on total deposits, $693.8M as of Q2 2026, above the middle of the field. Against a median of $277.3M for banks in the $100M-1B asset tier, First Federal Bank of Kansas City reported $693.8M on total deposits in Q2 2026, 150% higher.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $693.8M |
| Domestic office deposits | $693.8M |
| Foreign office deposits | — |
| Deposits to total assets | 69.90% |
| Deposits to total liabilities | 78.32% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $119.1M |
| Savings deposits | $75.9M |
| Transaction accounts to domestic deposits | 24.38% |
| Time deposits | $48K |
| Time deposits under $100k | $181.7M |
| Time deposits $100k to $250k | $100.0M |
| Time deposits over $250k | $51.8M |
| Noninterest-bearing share of deposits | 17.17% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $555.0M |
| Core deposits to total deposits | 80.00% |
| Insured deposits | $624.9M |
| Uninsured deposits | $68.9M |
| Uninsured deposits to total deposits | 9.94% |
| Brokered deposits | $87.0M |
| Brokered deposits to total deposits | 12.54% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.52% |
| Interest expense on deposits | $3.7M |
| Loans and leases to core deposits | 120.04% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $616.7M | 90.16% | — | 0.00% | 2.28% |
| Q4 2023 | $636.4M | 85.45% | — | 4.69% | 2.66% |
| Q1 2024 | $659.8M | 83.23% | — | 6.93% | 2.93% |
| Q2 2024 | $675.4M | 81.16% | — | 8.90% | 3.06% |
| Q3 2024 | $704.1M | 78.37% | — | 12.43% | 3.13% |
| Q4 2024 | $677.4M | 79.42% | — | 11.02% | 3.41% |
| Q1 2025 | $671.1M | 79.89% | — | 11.13% | 2.98% |
| Q2 2025 | $675.3M | 78.44% | — | 12.89% | 2.89% |
| Q3 2025 | $678.2M | 78.35% | — | 12.82% | 2.87% |
| Q4 2025 | $664.7M | 78.21% | — | 13.08% | 2.79% |
| Q1 2026 | $689.2M | 79.38% | 9.58% | 12.62% | 2.58% |
| Q2 2026 | $693.8M | 80.00% | 9.94% | 12.54% | 2.52% |
First Federal Bank of Kansas City deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Bank of Kansas City, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Bank of Kansas City profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29047) · FFIEC NIC profile (RSSD 950178)