First Federal Bank of Kansas City: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Federal Bank of Kansas City of Lees Summit, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.67% | 1.35% | -0.68% | 18th bottom |
| ROAE | 6.25% | 12.06% | -5.81% | 18th bottom |
| Net Interest Margin | 2.75% | 3.90% | -1.15% | 6th bottom |
| Efficiency Ratio | 75.76% | 63.14% | +12.62% | 18th bottom |
| PPNR / Avg Assets | 0.83% | 1.64% | -0.81% | 15th bottom |
| Yield on Earning Assets | 5.09% | 5.65% | -0.56% | 27th below |
| Cost of Funds | 2.53% | 1.85% | +0.68% | 14th bottom |
| Net Interest Spread | 2.21% | 3.35% | -1.14% | 7th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.42% | 0.92% | -0.50% | 49th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.40% | 0.67% | -0.27% | 44th below |
| NCO / Avg Loans | 0.24% | 0.15% | +0.09% | 11th bottom |
| ACL / Total Loans | 1.31% | 1.28% | +0.03% | 63rd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 311.22% | 1645.71% | -1334.49% | 61st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.06% | 7.15% | -3.09% | 46th below |
| Provision / NCO | 31.45% | 1189.90% | -1158.45% | 25th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.32% | 12.46% | -1.14% | 56th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.75% | 11.67% | -0.92% | 56th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.75% | 11.40% | -0.65% | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 111.08% | 78.63% | +32.45% | 3rd bottom |
| Core Deposit Ratio | 80.00% | 87.10% | -7.10% | 16th bottom |
| Uninsured Deposit Ratio | 9.94% | 21.55% | -11.61% | 83rd top |
| Wholesale Funding Ratio | 18.05% | 5.11% | +12.94% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.81% | 6.48% | -7.29% | 15th bottom |
| Loan Growth (Y/Y) | 1.05% | 7.64% | -6.59% | 27th below |
| Deposit Growth (Y/Y) | 2.75% | 6.02% | -3.27% | 41st below |
See First Federal Bank of Kansas City's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Federal Bank of Kansas City, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Federal Bank of Kansas City profile, how to read a UBPR, or how this data updates.