First Financial Bank Routing Number (ABA): 282970110

First Financial Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 11.15% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$2.04B

Tier 1 leverage ratio, Q2 2026

11.15%

Deposit insurance

FDIC

Regulator

Federal Reserve

Domestic offices

19 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1934

Full financial profile · Is First Financial Bank safe? · First Financial Bank call report · Branch locations

What the digits mean

The first two digits, 28, place this number in the Federal Reserve Bank of St. Louis's district (District 8): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7011, identify the institution within that district. The last digit, 0, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to First Financial Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your First Financial Bank checks or in its online banking. Ask the bank for wire instructions (www.ffb1.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About First Financial Bank

First Financial Bank is headquartered in El Dorado, Arkansas and was established in 1934. It is in the EL DORADO, AR metro area. It reported $2.04B in total assets and $1.68B in deposits for Q2 2026, the 12th largest of the 78 banks headquartered in Arkansas. It reports 19 domestic offices. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the Federal Reserve. One other bank or credit union headquartered in El Dorado has a routing number listed here.

What the digits in 282970110 mean

The first four digits, 2829, are the Federal Reserve routing symbol. The prefix 28 places the number in the 8th Federal Reserve District (St. Louis), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7011, identify the institution within its Federal Reserve district. The last digit, 0, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 12 + 7 x 16 + 2 = 150, a multiple of 10, so 282970110 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the First Financial Bank routing number?

The First Financial Bank routing number is 282970110. It is the primary ABA routing transit number registered to First Financial Bank, headquartered in El Dorado, AR. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the First Financial Bank wire routing number?

This page lists the primary routing number registered to First Financial Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First Financial Bank before sending a wire.

Is ABA number 282970110 the routing number for First Financial Bank?

Yes. It is the primary routing number registered to First Financial Bank.

Which bank uses routing number 282970110?

It belongs to First Financial Bank, headquartered in El Dorado, AR. It is the bank's primary ABA routing number (FDIC certificate 28905).

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