First Hawaiian Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets rose 0.55 percentage points in Q2 2026 to 11.92%, the biggest move on this page. First Hawaiian Bank has the 1st lowest CET1 ratio of the 6 banks headquartered in Hawaii, at 13.23% as of Q2 2026. The median for banks in the $10B-100B asset tier is 12.96% on CET1 ratio; First Hawaiian Bank reported 13.23% for Q2 2026, nearly level with it.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.23% |
| Tier 1 risk-based capital ratio | 13.23% |
| Total risk-based capital ratio | 14.48% |
| Tier 1 leverage ratio | 9.44% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $2.18B |
| Tier 1 capital | $2.18B |
| Total risk-based capital | $2.39B |
| Total equity capital | $2.82B |
| Risk-weighted assets | $16.50B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.92% |
| Tangible equity to tangible assets | 8.05% |
| Equity capital to average assets | 11.68% |
| Internal capital growth rate | 6.46% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $16.2M |
| Common stock surplus | $1.73B |
| Retained earnings | $1.44B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$359.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.12% | 12.12% | 13.30% | 8.39% | $16.42B |
| Q4 2023 | 12.30% | 12.30% | 13.48% | 8.57% | $16.31B |
| Q1 2024 | 12.48% | 12.48% | 13.67% | 8.75% | $16.26B |
| Q2 2024 | 12.66% | 12.66% | 13.85% | 8.98% | $16.29B |
| Q3 2024 | 12.94% | 12.94% | 14.16% | 9.08% | $16.16B |
| Q4 2024 | 12.71% | 12.71% | 13.90% | 9.08% | $16.28B |
| Q1 2025 | 12.87% | 12.87% | 14.11% | 8.96% | $16.12B |
| Q2 2025 | 12.96% | 12.96% | 14.21% | 9.07% | $16.16B |
| Q3 2025 | 13.16% | 13.16% | 14.41% | 9.11% | $16.05B |
| Q4 2025 | 13.10% | 13.10% | 14.35% | 9.22% | $16.26B |
| Q1 2026 | 13.07% | 13.07% | 14.32% | 9.17% | $16.31B |
| Q2 2026 | 13.23% | 13.23% | 14.48% | 9.44% | $16.50B |
First Hawaiian Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Hawaiian Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Hawaiian Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17985) · FFIEC NIC profile (RSSD 980661)