First Hawaiian Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Trading liabilities climbed 68.5% in Q2 2026, from $7.4M to $12.5M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, First Hawaiian Bank is 3rd from the bottom among 6 Hawaii banks, 72.29% (Q2 2026). First Hawaiian Bank reported 72.29% on loan-to-deposit ratio for Q2 2026, 14.54 points below the 86.83% median for banks in the $10B-100B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.01B |
| Cash and noninterest-bearing balances to assets | 4.28% |
| Cash and securities | $6.52B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $20.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.09% |
| Trading liabilities | $12.5M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.29% |
| Net loans and leases to deposits | 71.46% |
| Loans and leases to core deposits | 87.24% |
| Core deposits to total deposits | 82.87% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 66.58% | 81.36% | $0 | $549.1M |
| Q4 2023 | 67.24% | 82.71% | $0 | $527.6M |
| Q1 2024 | 69.24% | 83.99% | $0 | $535.0M |
| Q2 2024 | 70.64% | 84.05% | $0 | $533.9M |
| Q3 2024 | 70.35% | 83.58% | $0 | $264.6M |
| Q4 2024 | 70.84% | 83.83% | $0 | $279.9M |
| Q1 2025 | 70.66% | 83.47% | $0 | $272.2M |
| Q2 2025 | 70.89% | 83.55% | $0 | $268.3M |
| Q3 2025 | 68.11% | 83.73% | $0 | $12.5M |
| Q4 2025 | 69.71% | 83.19% | $0 | $10.5M |
| Q1 2026 | 69.46% | 82.95% | $0 | $16.7M |
| Q2 2026 | 72.29% | 82.87% | $0 | $20.2M |
First Hawaiian Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Hawaiian Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Hawaiian Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17985) · FFIEC NIC profile (RSSD 980661)