First Midwest Bank of Dexter: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 32.0% lower than in Q1 2026, at $12.0M. On loan-to-deposit ratio, First Midwest Bank of Dexter ranks 8th highest among the 192 banks headquartered in Missouri, at 107.72% (Q2 2026). First Midwest Bank of Dexter reported 107.72% on loan-to-deposit ratio for Q2 2026, 26.88 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $64.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $54.9M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.41% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 107.72% |
| Net loans and leases to deposits | 106.69% |
| Loans and leases to core deposits | 119.01% |
| Core deposits to total deposits | 88.14% |
| Brokered deposits to total deposits | 2.37% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 94.63% | 88.81% | $0 | $5.0M |
| Q4 2023 | 96.29% | 86.03% | $0 | $7.7M |
| Q1 2024 | 97.67% | 84.30% | $0 | $17.7M |
| Q2 2024 | 104.81% | 84.59% | $0 | $37.6M |
| Q3 2024 | 107.91% | 88.36% | $0 | $79.6M |
| Q4 2024 | 109.27% | 87.02% | $0 | $79.6M |
| Q1 2025 | 107.12% | 86.82% | $0 | $79.5M |
| Q2 2025 | 105.86% | 87.45% | $0 | $79.5M |
| Q3 2025 | 104.17% | 88.65% | $0 | $74.5M |
| Q4 2025 | 104.94% | 88.95% | $0 | $66.4M |
| Q1 2026 | 107.81% | 88.41% | $0 | $65.9M |
| Q2 2026 | 107.72% | 88.14% | $0 | $54.9M |
First Midwest Bank of Dexter liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Midwest Bank of Dexter, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Midwest Bank of Dexter profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19001) · FFIEC NIC profile (RSSD 770853)