First Midwest Bank of Dexter: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 4.98 percentage points higher than in Q1 2026, at 178.03%. Within Missouri, First Midwest Bank of Dexter is 46th of 192 on return on assets, 1.94% as of Q2 2026, above the middle of the field. First Midwest Bank of Dexter's return on assets of 1.94% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 0.68 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.97% |
| Equity capital to assets | 10.71% |
| Tangible equity to tangible assets | 10.71% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.53% |
| Non-performing assets ratio | 0.46% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 9.59% |
| Allowance for credit losses to loans | 0.95% |
| Reserve coverage of non-performing loans | 178.03% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.94% |
| Return on equity | 18.64% |
| Net interest margin | 4.08% |
| Efficiency ratio | 53.25% |
| Yield on earning assets | 6.46% |
| Cost of funds | 2.58% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 107.72% |
| Core deposits to total deposits | 88.14% |
| Brokered deposits to total deposits | 2.37% |
| Deposits to assets | 80.43% |
| Securities to assets | 8.03% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.09% | 12.09% | 13.18% | 9.51% | 1.05% |
| Q4 2023 | 11.30% | 11.30% | 12.32% | 9.60% | 0.87% |
| Q1 2024 | — | — | — | 9.32% | 0.64% |
| Q2 2024 | — | — | — | 9.05% | 0.81% |
| Q3 2024 | — | — | — | 8.91% | 1.03% |
| Q4 2024 | — | — | — | 9.47% | 1.16% |
| Q1 2025 | — | — | — | 9.44% | 1.21% |
| Q2 2025 | — | — | — | 9.48% | 1.58% |
| Q3 2025 | — | — | — | 9.51% | 1.45% |
| Q4 2025 | — | — | — | 9.66% | 1.36% |
| Q1 2026 | — | — | — | 10.54% | 1.79% |
| Q2 2026 | — | — | — | 10.97% | 1.94% |
First Midwest Bank of Dexter vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Midwest Bank of Dexter, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Midwest Bank of Dexter profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19001) · FFIEC NIC profile (RSSD 770853)