First Midwest Bank of Dexter: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Midwest Bank of Dexter of Dexter, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.94% | 1.34% | +0.60% | 84th top |
| ROAE | 18.64% | 13.31% | +5.33% | 82nd top |
| Net Interest Margin | 4.08% | 3.93% | +0.15% | 58th above |
| Efficiency Ratio | 53.25% | 61.14% | -7.89% | 74th above |
| PPNR / Avg Assets | 2.01% | 1.68% | +0.33% | 73rd above |
| Yield on Earning Assets | 6.46% | 5.67% | +0.79% | 86th top |
| Cost of Funds | 2.58% | 1.88% | +0.70% | 13th bottom |
| Net Interest Spread | 3.46% | 3.32% | +0.14% | 57th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.53% | 0.94% | -0.41% | 44th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.46% | 0.70% | -0.24% | 40th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 40th below |
| ACL / Total Loans | 0.95% | 1.28% | -0.33% | 20th bottom |
| ACL / NPLs (Coverage) | 178.03% | 1539.61% | -1361.58% | 44th below |
| Texas Ratio | 9.59% | 7.33% | +2.26% | 23rd bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 896.55% | 1395.97% | -499.42% | 80th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.97% | 12.14% | -1.17% | 50th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.71% | 11.37% | -0.66% | 56th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.71% | 11.09% | -0.38% | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 107.72% | 80.62% | +27.10% | 5th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.14% | 86.86% | +1.28% | 44th below |
| Wholesale Funding Ratio | 8.41% | 5.03% | +3.38% | 20th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.74% | 6.86% | -8.60% | 11th bottom |
| Loan Growth (Y/Y) | 2.31% | 7.91% | -5.60% | 33rd below |
| Deposit Growth (Y/Y) | 0.55% | 6.29% | -5.74% | 26th below |
See First Midwest Bank of Dexter's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Midwest Bank of Dexter, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Midwest Bank of Dexter profile, how to read a UBPR, or how this data updates.