Bank call report · Fort Pierre, SD
First National Bank Call Report
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First National Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 466 reported line items, schedule by schedule (955 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 355858 |
| FDIC certificate number | 14712 |
| Total assets | $2.03B |
Official Q2 2026 call report PDF (FFIEC) →
First National Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (30 items)
About Schedule RC · First National Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.03B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.03B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.57B |
| Total Liabilities and Minority Interest | RCON2948 | $1.56B |
| Total Deposits | RCON2200 | $1.51B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.49B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.19B |
| Total Equity Capital | RCON3210 | $476.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $476.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $438.5M |
| Deposits: Noninterest-bearing | RCON6631 | $318.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $217.7M |
| Interest-bearing Balances | RCON0071 | $106.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $76.1M |
| Intangible Assets | RCON2143 | $53.8M |
| Other Assets | RCON2160 | $49.9M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $47.0M |
| Held-to-maturity Securities, Total | RCON1754 | $47.0M |
| Goodwill | RCON3163 | $46.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $39.8M |
| Perpetual Preferred Stock and Related Surplus | RCON3838 | $38.0M |
| Other Liabilities, Total | RCON2930 | $30.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $21.1M |
| Other Borrowed Money | RCON3190 | $14.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$14.1M |
| Surplus | RCON3839 | $13.0M |
| Loans and Leases Held for Sale | RCON5369 | $2.4M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $1.4M |
| Common Stock | RCON3230 | $971K |
| Other Real Estate Owned | RCON2150 | $674K |
Schedule RI: Income Statement (47 items)
About Schedule RI · First National Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $83.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $77.1M |
| Net Interest Income | RIAD4074 | $70.8M |
| Total Noninterest Expense | RIAD4093 | $45.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $34.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $34.1M |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $33.5M |
| Total Noninterest Income | RIAD4079 | $31.5M |
| Other Noninterest Expense | RIAD4092 | $28.9M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $28.3M |
| Other Noninterest Income | RIADB497 | $28.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $25.6M |
| Net Income (Loss) | RIAD4340 | $25.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $25.6M |
| Provision for Loan and Lease Losses | RIAD4230 | $22.3M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $22.3M |
| Salaries and Employee Benefits | RIAD4135 | $13.9M |
| Total Interest Expense | RIAD4073 | $12.8M |
| Applicable Income Taxes | RIAD4302 | $8.5M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $7.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $5.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.4M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $3.4M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $3.4M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.9M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.9M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.7M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.9M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $1.2M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.0M |
| Interest on Other Securities | RIAD4060 | $561K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $493K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $469K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $453K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $447K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $350K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $349K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $205K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $153K |
| Other Interest Income | RIAD4518 | $131K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $73K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $61K |
| Net Servicing Fees | RIADB492 | $47K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $12K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 210 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $127.1M |
| Balances Due from Federal Reserve Banks | RCON0090 | $105.6M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $13.3M |
| Currency and Coin | RCON0080 | $7.6M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $615K |
Schedule RC-B: Securities (38 items)
About Schedule RC-B · First National Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $15.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $14.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $16K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $16K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $92.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $83.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $16.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $13.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $61.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $59.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $1.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $975K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $235.9M |
| Pledged Securities | RCON0416 | $90.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $71.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $53.6M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $49.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $44.3M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $41.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $40.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $24.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $19.7M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $17.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $15.6M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $15.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $13.6M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $12.7M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $12.0M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $11.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $10.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $10.3M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $8.9M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $8.8M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $8.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $7.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $2.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $2.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $21K |
Schedule RC-C, Part I: Loans and Leases (38 items)
About Schedule RC-C, Part I · First National Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.57B |
| Pledged Loans and Leases | RCONG378 | $684.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $399.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $337.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $319.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $272.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $266.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $264.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $185.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $184.9M |
| Commercial and Industrial Loans | RCON1766 | $166.4M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $166.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $148.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $141.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $129.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $102.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $98.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $88.2M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $85.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $73.6M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $42.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $36.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $31.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $28.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $20.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $14.1M |
| Other Loans | RCONJ464 | $11.9M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $11.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $11.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $8.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $4.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $3.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $2.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK098 | $2.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $2.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.6M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $96K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $94K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $139.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $36.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $21.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $18.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $18.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $13.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $11.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $10.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $9.7M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $8.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $2.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.9M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 327 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 316 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 300 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 168 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 128 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 113 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 110 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 85 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 78 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 60 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 60 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 41 |
Schedule RC-E: Deposit Liabilities (36 items)
About Schedule RC-E · First National Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $866.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $817.9M |
| Total Transaction Accounts | RCON2215 | $644.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $566.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $499.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $394.6M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $289.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $284.1M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $277.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $191.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $140.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $111.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $102.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $101.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $94.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $91.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $90.1M |
| Total reciprocal deposits | RCONJH83 | $86.2M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $72.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $64.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $62.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $46.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $38.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $31.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $16.3M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $16.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $11.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $6.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $5.6M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $4.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $2.1M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $2.0M |
| Total Brokered Deposits | RCON2365 | $2.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.6M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $815K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $23.4M |
| Accrued Interest Receivable | RCONB556 | $10.2M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $9.6M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $4.0M |
| Other Assets | RCON2168 | $2.7M |
| Prepaid Expenses | RCON2166 | $1.4M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $910K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $21.3M |
| All Other Liabilities | RCON2938 | $6.1M |
| Deferred Compensation Liabilities | RCONC011 | $6.1M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.6M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $949K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · First National Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.05B |
| Quarterly Average of Total Loans | RCON3360 | $1.55B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $941.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $611.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $330.1M |
| Mortgage-backed Securities | RCONB559 | $186.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $184.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $161.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $156.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $154.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $127.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $104.4M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $97.8M |
| All Other Securities | RCONB560 | $61.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $19.9M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $14.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $4.4M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · First National Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Credit Card Lines | RCON3815 | $164.1M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $160.9M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $75.7M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $71.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $61.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $32.1M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $4.0M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $3.2M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $3.0M |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · First National Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $29.7M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $9.8M |
| All other intangible assets | RCONJF76 | $6.9M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $5.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $5.0M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $674K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (26 items)
About Schedule RC-N · First National Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $30.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $14.2M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $10.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $10.8M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $6.4M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $6.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $6.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $6.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual | RCONB577 | $4.5M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $1.3M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $1.1M |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Credit Card Loans to Individuals for Household, Family, and Other Personal Expenditures: Nonaccrual | RCONK276 | $457K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCONK128 | $457K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $306K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $229K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $229K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $186K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $174K |
| All Other Loans - Nonaccrual | RCON5461 | $162K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCON1583 | $162K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $155K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $71K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $60K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $53K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $10K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · First National Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.05B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.51B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $936.7M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $640.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $559.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $433.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $14.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $2.0M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 27,021 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 923 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 672 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 7 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $24.7M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $22.3M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $2.4M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $758K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $217.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $217.7M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $209.8M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $209.8M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $7.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $7.9M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · First National Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (27 items)
About Schedule RC-R, Part I · First National Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.05B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.00B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.67B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $458.3M |
| Retained Earnings | RCOAKW00 | $438.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $438.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $436.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $398.7M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $398.7M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $53.8M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $46.9M |
| Additional Tier 1 Capital | RCOAP865 | $38.0M |
| Additional Tier 1 Capital Before Deductions | RCOAP863 | $38.0M |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCOAP860 | $38.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $21.5M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $21.5M |
| Tier 2 Capital Before Deductions | RCOAP870 | $21.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$14.1M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$14.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $13.9M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $6.9M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2748 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2619 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2391 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.2188 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1941 |
Schedule RC-R, Part II: Risk-Weighted Assets (62 items)
About Schedule RC-R, Part II · First National Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.72B |
| Total Risk-weighted Assets | RCONG641 | $1.67B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.57B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.57B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.47B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.38B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.37B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $256.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $256.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $217.7M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $186.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $175.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $175.4M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $172.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $171.6M |
| Unconditionally Cancellable Commitments | RCONS540 | $164.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $159.8M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $159.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $159.0M |
| Total All Other Assets | RCOND981 | $145.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $127.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $113.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $86.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $85.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $85.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $79.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $72.4M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $53.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $51.4M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $47.9M |
| Total Held-to-maturity Securities | RCOND961 | $47.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$40.6M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $35.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $18.7M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$18.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $18.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $14.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $14.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $13.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $13.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $12.5M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $12.5M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $12.0M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $10.6M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $10.6M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $3.0M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $3.0M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $3.0M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $2.8M |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $2.4M |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $2.4M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $2.1M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $1.9M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $1.9M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $1.8M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $868K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $531K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $531K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $531K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $355K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $248K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $3K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $55.7M |
Schedule RC-T: Fiduciary and Related Services (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $732.4M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $721.3M |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $487.3M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $461.7M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $25.6M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $23.0M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $11.1M |
| Income from Fiduciary Activities | RIAD4070 | $1.1M |
| Personal Trust and Agency Accounts | RIADB904 | $968K |
| Custody and Safekeeping Accounts | RIADB909 | $59K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $51K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $36K |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $2K |
| Other Retirement Accounts | RIADB907 | $1K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 196 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 143 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 53 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 48 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 29 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 25 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 18 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $476.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $454.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $454.0M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.9M |
| Other Comprehensive Income | RIADB511 | -$1.2M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (11 items)
About Schedule RI-B, Part I · First National Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $29.0M |
| Charge-offs on Loans to Credit Cards | RIADB514 | $28.5M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2.0M |
| Recoveries on Loans to Credit Cards | RIADB515 | $2.0M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $449K |
| Recoveries on Loans Secured by Farmland | RIAD3585 | $46K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $35K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $6K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $3K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $1K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · First National Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $80.8M |
| Allowance for Loan and Lease Losses | RIAD3123 | $76.1M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $29.0M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.57B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $821.9M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $276.5M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $184.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $152.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $127.6M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $76.1M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $53.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $12.7M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $4.9M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $4.6M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $3.1M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $1.9M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $68K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $15.8M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $9.2M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $6.6M |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $6.6M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $2.4M |
| Data Processing Expenses | RIADC017 | $2.3M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $2.0M |
First National Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First National Bank call report?
The First National Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First National Bank file?
First National Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First National Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First National Bank has Federal Reserve RSSD ID 355858 and FDIC certificate number 14712. Either one finds its filings on the FFIEC Central Data Repository.
How often does First National Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First National Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 14712) · FFIEC NIC profile (RSSD 355858)