The First National Bank and Trust Company of Broken Arrow: Efficiency Ratio
Data as of · sourced from FFIEC call reports. How we update
The First National Bank and Trust Company of Broken Arrow reported a efficiency ratio of 46.05% as of Q2 2026, ranking #472 of 3,644 U.S. banks (87th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.
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What is the Efficiency Ratio?
The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?
Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.
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What is The First National Bank and Trust Company of Broken Arrow's Efficiency Ratio?
The First National Bank and Trust Company of Broken Arrow's Efficiency Ratio was 46.05% as of Q2 2026, ranking #472 of 3,644 U.S. banks.
What is the Efficiency Ratio?
The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?
More The First National Bank and Trust Company of Broken Arrow metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The First National Bank and Trust Company of Broken Arrow profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 4050) · FFIEC NIC profile (RSSD 145554)