The First National Bank and Trust Company of Broken Arrow: Non-Performing Loans Ratio
Data as of · sourced from FFIEC call reports. How we update
The First National Bank and Trust Company of Broken Arrow reported a non-performing loans ratio of 0.14% as of Q2 2026, ranking #2,705 of 3,656 U.S. banks (26th percentile). The Non-Performing Loan (NPL) ratio measures loans 90+ days past due or in non-accrual status divided by total loans, the leading indicator of credit deterioration.
12-Quarter Trend
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What is the Non-Performing Loans Ratio?
The NPL ratio measures loans in non-accrual status plus modified loans to borrowers in financial difficulty as a percentage of total loans. It is the most direct indicator of how much of the bank's loan portfolio is currently in trouble. Loans 90+ days past due but still accruing are reported separately; the FFIEC "noncurrent" ratio adds them to nonaccrual.
Most US community banks report NPL ratios between 0.3% and 1.5%. Spikes above 2% warrant deeper analysis. Drill into which loan categories are stressed (commercial real estate? consumer? construction?). Compare to the bank's loss reserves: an NPL of 2% against an ACL/Loans of 1% means the bank may need to build reserves.
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What is The First National Bank and Trust Company of Broken Arrow's Non-Performing Loans Ratio?
The First National Bank and Trust Company of Broken Arrow's Non-Performing Loans Ratio was 0.14% as of Q2 2026, ranking #2705 of 3,656 U.S. banks.
What is the Non-Performing Loans Ratio?
The NPL ratio measures loans in non-accrual status plus modified loans to borrowers in financial difficulty as a percentage of total loans. It is the most direct indicator of how much of the bank's loan portfolio is currently in trouble. Loans 90+ days past due but still accruing are reported separately; the FFIEC "noncurrent" ratio adds them to nonaccrual.
More The First National Bank and Trust Company of Broken Arrow metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The First National Bank and Trust Company of Broken Arrow profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 4050) · FFIEC NIC profile (RSSD 145554)