Bank call report · Miami, OK
The First National Bank and Trust Company of Miami Call Report
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The First National Bank and Trust Company of Miami filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 249 reported line items, schedule by schedule (444 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 837158 |
| FDIC certificate number | 4148 |
| Total assets | $191.4M |
Official Q2 2026 call report PDF (FFIEC) →
The First National Bank and Trust Company of Miami call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · The First National Bank and Trust Company of Miami balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $191.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $191.4M |
| Total Liabilities and Minority Interest | RCON2948 | $164.1M |
| Total Deposits | RCON2200 | $162.6M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $135.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $134.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $109.6M |
| Deposits: Noninterest-bearing | RCON6631 | $53.0M |
| Total Equity Capital | RCON3210 | $27.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $27.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $26.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $23.4M |
| Interest-bearing Balances | RCON0071 | $11.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $6.2M |
| Federal Funds Sold | RCONB987 | $4.7M |
| Surplus | RCON3839 | $3.4M |
| Other Assets | RCON2160 | $3.1M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.7M |
| Other Liabilities, Total | RCON2930 | $1.5M |
| Goodwill | RCON3163 | $1.1M |
| Intangible Assets | RCON2143 | $1.1M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $1.0M |
| Held-to-maturity Securities, Total | RCON1754 | $1.0M |
| Common Stock | RCON3230 | $607K |
| Accumulated Other Comprehensive Income | RCONB530 | -$34K |
Schedule RI: Income Statement (39 items)
About Schedule RI · The First National Bank and Trust Company of Miami income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $5.8M |
| Net Interest Income | RIAD4074 | $5.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $4.7M |
| Total Noninterest Expense | RIAD4093 | $2.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.0M |
| Net Income (Loss) | RIAD4340 | $2.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.0M |
| Salaries and Employee Benefits | RIAD4135 | $1.7M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.1M |
| Other Noninterest Expense | RIAD4092 | $890K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $876K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $819K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $778K |
| Applicable Income Taxes | RIAD4302 | $702K |
| Total Interest Expense | RIAD4073 | $678K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $599K |
| Total Noninterest Income | RIAD4079 | $526K |
| Other Noninterest Income | RIADB497 | $381K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $272K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $250K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $213K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $145K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $133K |
| Provision for Loan and Lease Losses | RIAD4230 | $128K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $128K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $74K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $51K |
| Interest on Other Securities | RIAD4060 | $45K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $27K |
| Income from Lease Financing Receivables | RIAD4065 | $25K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $12K |
| Other Interest Income | RIAD4518 | $6K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $5K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 36 |
Schedule RC-B: Securities (11 items)
About Schedule RC-B · The First National Bank and Trust Company of Miami securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $26.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $26.8M |
| Pledged Securities | RCON0416 | $26.8M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $26.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $19.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $13.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $8.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.5M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $1.0M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $1.0M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $1.0M |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · The First National Bank and Trust Company of Miami loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $135.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $63.5M |
| Pledged Loans and Leases | RCONG378 | $47.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $37.7M |
| Real Estate Loans Secured by Farmland | RCON1420 | $35.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $30.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $26.7M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $20.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $19.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $18.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $16.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $15.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $7.0M |
| Commercial and Industrial Loans | RCON1766 | $5.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $5.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $5.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $4.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $3.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $1.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.2M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $1.1M |
| Other Loans | RCONJ464 | $1.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $850K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $714K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $701K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $171K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $165K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $100K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $13K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $9.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $3.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $3.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $2.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $2.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $2.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $980K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $853K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $725K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $551K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $433K |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 67 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 34 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 31 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 23 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 23 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 22 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 20 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 15 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 12 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 8 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 7 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 4 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · The First National Bank and Trust Company of Miami deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $112.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $70.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $62.6M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $49.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $44.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $41.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $34.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $10.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $10.0M |
| Total Brokered Deposits | RCON2365 | $10.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $8.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $5.1M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $5.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $4.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $3.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $3.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $2.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $2.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $775K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $563K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $93K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $63K |
Schedule RC-F: Other Assets (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $2.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $403K |
| Other Assets | RCON2168 | $281K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $264K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $999K |
| Net Deferred Tax Liabilities | RCON3049 | $453K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $9K |
| Accounts Payable | RCON3066 | $6K |
| All Other Liabilities | RCON2938 | $6K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $6K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · The First National Bank and Trust Company of Miami quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $199.0M |
| Quarterly Average of Total Loans | RCON3360 | $134.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $66.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $59.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $44.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $33.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $30.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $28.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $13.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $6.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $5.7M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $4.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $3.7M |
| All Other Securities | RCONB560 | $1.4M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $956K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · The First National Bank and Trust Company of Miami derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $26.9M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $23.3M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $23.3M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $2.4M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.4M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $841K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $678K |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $20K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · The First National Bank and Trust Company of Miami memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $8.3M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (16 items)
About Schedule RC-N · The First National Bank and Trust Company of Miami past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $808K |
| Additions to Nonaccrual Assets | RCONC410 | $807K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $653K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $307K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $305K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $221K |
| All Other Loans - Nonaccrual | RCON5461 | $209K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $86K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $85K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $78K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $73K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $56K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $39K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $9K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $9K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · The First National Bank and Trust Company of Miami other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $200.5M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $162.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $81.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $78.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $26.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $2.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 5,654 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 91 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 64 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · The First National Bank and Trust Company of Miami regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $199.0M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $198.2M |
| Total Assets | RCOA2170 | $191.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $27.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $26.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $26.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $26.6M |
| Unconditionally Cancellable Commitments | RCOAS540 | $25.3M |
| Retained Earnings | RCOAKW00 | $23.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $4.0M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $841K |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $841K |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $790K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $790K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$34K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$34K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1342 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0044 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $27.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $26.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $26.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $869K |
| Other Comprehensive Income | RIADB511 | -$134K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · The First National Bank and Trust Company of Miami charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $2K |
| Charge-offs on Automobile Loans | RIADK129 | $2K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1K |
| Recoveries on Automobile Loans | RIADK133 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The First National Bank and Trust Company of Miami changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.7M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $2K |
The First National Bank and Trust Company of Miami call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The First National Bank and Trust Company of Miami call report?
The The First National Bank and Trust Company of Miami call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The First National Bank and Trust Company of Miami file?
The First National Bank and Trust Company of Miami files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The First National Bank and Trust Company of Miami call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First National Bank and Trust Company of Miami has Federal Reserve RSSD ID 837158 and FDIC certificate number 4148. Either one finds its filings on the FFIEC Central Data Repository.
How often does The First National Bank and Trust Company of Miami file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The First National Bank and Trust Company of Miami financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 4148) · FFIEC NIC profile (RSSD 837158)