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The First National Bank and Trust Company of Miami Locations & Branches Miami, Oklahoma
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The First National Bank and Trust Company of Miami operates 3 branches from its headquarters in Miami, OK, . Its main office is at 2 N Main St, Miami, OK 74354.
The First National Bank and Trust Company of Miami branch network
All 3 branches are in OKLAHOMA, across 2 cities. Miami, OK has the most of its branches, 2. Its largest office by deposits is the The First National Bank and Trust Company of Miami office in Miami, OK, with $129.5M (79.7% of its branch deposits). It had the same number of branches on June 30, 2025.
The First National Bank and Trust Company of Miami at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.42% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $191.4M
- Tier 1 leverage ratio, Q2 2026
- 13.42%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
Full financial profile · Is The First National Bank and Trust Company of Miami safe? · The First National Bank and Trust Company of Miami Q3 2026 call report, filed October 29, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Miami, OK (2 branches) | 2 of 6 | 24.3% | $150.0M |
| State: OK (3 branches) | 116 of 192 | 0.1% | $162.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Oklahoma.
Share by county and metro area
The First National Bank and Trust Company of Miami's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Ottawa, OK (3 branches) | 2 of 8 | 23.3% | $162.6M | $697.7M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Miami, OK (3 branches) | 2 of 8 | 23.3% | $162.6M | $697.7M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank and Trust Company of Miami | Miami, OK | 74354 | $129.5M |
| 1749 North Main Street Branch | Miami, OK | 74354 | $20.5M |
| Fairland Branch | Fairland, OK | 74343 | $12.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4148) · FFIEC NIC profile (RSSD 837158)