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First National Bank, Cortez Locations & Branches Cortez, Colorado
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First National Bank, Cortez operates 1 branch from its headquarters in Cortez, CO, .
First National Bank, Cortez branch network
Its one office is in Cortez, COLORADO. It had the same number of branches on June 30, 2025.
First National Bank, Cortez at a glance
Its CET1 capital ratio was 15.00% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $156.9M
- CET1 ratio, Q2 2026
- 15.00%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1958
Full financial profile · Is First National Bank, Cortez safe? · First National Bank, Cortez call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cortez, CO (1 branch) | 3 of 5 | 23.7% | $137.2M |
| State: CO (1 branch) | 86 of 121 | <0.1% | $137.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Colorado.
Share by county and metro area
First National Bank, Cortez's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Montezuma, CO (1 branch) | 3 of 5 | 17.4% | $137.2M | $788.9M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank, Cortez (main office) | Cortez, CO | 81321 | $137.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 17872) · FFIEC NIC profile (RSSD 968155)