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The First National Bank of Anson: Efficiency Ratio

53.25% Ranks #1,081 of 3,641 U.S. banks · 70th percentile

Data as of · sourced from FFIEC call reports. How we update

The First National Bank of Anson reported a efficiency ratio of 53.25% as of Q2 2026, ranking #1,081 of 3,641 U.S. banks (70th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 53.25%
Q1 2026 50.78%
Q4 2025 62.28%
Q3 2025 83.14%
Q2 2025 50.26%
Q1 2025 54.78%
Q4 2024 53.33%
Q3 2024 52.16%
Q2 2024 60.70%
Q1 2024 53.49%
Q4 2023 52.49%
Q3 2023 49.34%

National Context

Latest value 53.25%
National rank#1,081 of 3,641
Percentile 70th
12-quarter low49.34%
12-quarter high83.14%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is The First National Bank of Anson's Efficiency Ratio?

The First National Bank of Anson's Efficiency Ratio was 53.25% as of Q2 2026, ranking #1081 of 3,641 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The First National Bank of Anson profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 3078) · FFIEC NIC profile (RSSD 366359)