The First National Bank of Arenzville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 1.68 percentage points in Q2 2026, from 92.91% to 94.59%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, The First National Bank of Arenzville is 137th of 323 on loan-to-deposit ratio, 78.86% as of Q2 2026, above the middle of the field. At 78.86%, The First National Bank of Arenzville's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $16.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $41.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $408K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.26% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.86% |
| Net loans and leases to deposits | 78.07% |
| Loans and leases to core deposits | 94.59% |
| Core deposits to total deposits | 83.37% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 77.58% | 89.45% | $23K | $1.2M |
| Q4 2023 | 77.46% | 87.45% | $0 | $0 |
| Q1 2024 | 73.99% | 86.85% | $0 | $408K |
| Q2 2024 | 78.34% | 85.60% | $0 | $408K |
| Q3 2024 | 79.56% | 84.31% | $0 | $408K |
| Q4 2024 | 74.13% | 84.18% | $0 | $408K |
| Q1 2025 | 76.04% | 83.44% | $0 | $408K |
| Q2 2025 | 80.57% | 84.92% | $0 | $408K |
| Q3 2025 | 82.54% | 85.02% | $0 | $408K |
| Q4 2025 | 79.53% | 84.56% | $0 | $408K |
| Q1 2026 | 77.24% | 83.13% | $0 | $408K |
| Q2 2026 | 78.86% | 83.37% | $0 | $408K |
The First National Bank of Arenzville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Arenzville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Arenzville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3599) · FFIEC NIC profile (RSSD 593333)