The First National Bank of Arenzville: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 65.38 percentage points in Q2 2026, from 1961.40% to 2026.79%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, The First National Bank of Arenzville is 38th of 323 on return on assets, 1.88% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. The First National Bank of Arenzville sits 0.63 points higher, at 1.88% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.63% |
| Tier 1 risk-based capital ratio | 10.63% |
| Total risk-based capital ratio | 11.49% |
| Tier 1 leverage ratio | 8.83% |
| Equity capital to assets | 8.42% |
| Tangible equity to tangible assets | 8.42% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.05% |
| Non-performing assets ratio | 0.04% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 0.39% |
| Allowance for credit losses to loans | 1.00% |
| Reserve coverage of non-performing loans | 2026.79% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.88% |
| Return on equity | 23.09% |
| Net interest margin | 4.15% |
| Efficiency ratio | 58.56% |
| Yield on earning assets | 5.62% |
| Cost of funds | 1.57% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.86% |
| Core deposits to total deposits | 83.37% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.53% |
| Securities to assets | 15.87% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.08% | 10.08% | 10.91% | 8.13% | 0.91% |
| Q4 2023 | 10.11% | 10.11% | 10.99% | 8.08% | 0.43% |
| Q1 2024 | 10.09% | 10.09% | 10.98% | 7.76% | 1.22% |
| Q2 2024 | 10.18% | 10.18% | 11.06% | 8.37% | 1.50% |
| Q3 2024 | 10.44% | 10.44% | 11.31% | 8.97% | 1.59% |
| Q4 2024 | 10.37% | 10.37% | 11.26% | 8.54% | 0.55% |
| Q1 2025 | 10.09% | 10.09% | 10.97% | 8.26% | 1.46% |
| Q2 2025 | 10.29% | 10.29% | 11.15% | 8.74% | 1.93% |
| Q3 2025 | 10.62% | 10.62% | 11.48% | 9.13% | 1.79% |
| Q4 2025 | 10.69% | 10.69% | 11.56% | 8.97% | 0.82% |
| Q1 2026 | 10.43% | 10.43% | 11.30% | 8.56% | 1.75% |
| Q2 2026 | 10.63% | 10.63% | 11.49% | 8.83% | 1.88% |
The First National Bank of Arenzville vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Arenzville, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Arenzville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3599) · FFIEC NIC profile (RSSD 593333)