The First National Bank of Arenzville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Arenzville of Arenzville, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.88% | 1.35% | +0.53% | 81st top |
| ROAE | 23.09% | 12.05% | +11.04% | 93rd top |
| Net Interest Margin | 4.15% | 3.90% | +0.25% | 62nd above |
| Efficiency Ratio | 58.56% | 63.15% | -4.59% | 58th above |
| PPNR / Avg Assets | 1.93% | 1.64% | +0.29% | 69th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.62% | 5.65% | -0.03% | 51st above |
| Cost of Funds | 1.57% | 1.85% | -0.28% | 65th above |
| Net Interest Spread | 3.71% | 3.35% | +0.36% | 71st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.92% | -0.87% | 78th top |
| NPA / Total Assets | 0.04% | 0.67% | -0.63% | 80th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 37th below |
| ACL / Total Loans | 1.00% | 1.28% | -0.28% | 26th below |
| ACL / NPLs (Coverage) | 2026.79% | 1644.98% | +381.81% | — |
| Texas Ratio | 0.39% | 7.15% | -6.76% | 82nd top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 466.67% | 1189.64% | -722.97% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.63% | 20.84% | -10.21% | 6th bottom |
| Tier 1 Ratio | 10.63% | 20.87% | -10.24% | 6th bottom |
| Total Capital Ratio | 11.49% | 21.94% | -10.45% | 4th bottom |
| Leverage Ratio | 8.83% | 12.47% | -3.64% | 10th bottom |
| Equity / Assets | 8.42% | 11.67% | -3.25% | 19th bottom |
| TCE / Tangible Assets | 8.42% | 11.40% | -2.98% | 22nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 78.86% | 78.64% | +0.22% | 53rd above |
| Core Deposit Ratio | 83.37% | 87.10% | -3.73% | 25th below |
| Wholesale Funding Ratio | 0.26% | 5.12% | -4.86% | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.31% | 6.47% | +2.84% | 80th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.59% | 7.64% | -1.05% | 58th above |
| Deposit Growth (Y/Y) | 8.90% | 6.02% | +2.88% | 79th top |
See The First National Bank of Arenzville's peers by name
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Unlock The First National Bank of Arenzville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Arenzville profile, how to read a UBPR, or how this data updates.