Bank call report · Fort Smith, AR
The First National Bank of Fort Smith Call Report
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The First National Bank of Fort Smith filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 462 reported line items, schedule by schedule (605 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 397540 |
| FDIC certificate number | 3864 |
| Total assets | $2.31B |
Official Q2 2026 call report PDF (FFIEC) →
The First National Bank of Fort Smith call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · The First National Bank of Fort Smith balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.31B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.31B |
| Total Liabilities and Minority Interest | RCON2948 | $2.03B |
| Total Deposits | RCON2200 | $2.01B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.58B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.55B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.43B |
| Deposits: Noninterest-bearing | RCON6631 | $578.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $349.9M |
| Total Equity Capital | RCON3210 | $283.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $283.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $188.2M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $116.7M |
| Held-to-maturity Securities, Total | RCON1754 | $116.7M |
| Surplus | RCON3839 | $99.9M |
| Other Assets | RCON2160 | $88.8M |
| Interest-bearing Balances | RCON0071 | $75.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $39.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $34.0M |
| Intangible Assets | RCON2143 | $33.1M |
| Goodwill | RCON3163 | $31.4M |
| Allowance for Loan and Lease Losses | RCON3123 | $22.6M |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $18.0M |
| Other Liabilities, Total | RCON2930 | $16.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$4.8M |
| Loans and Leases Held for Sale | RCON5369 | $2.5M |
| Other Borrowed Money | RCON3190 | $479K |
| Other Real Estate Owned | RCON2150 | $327K |
| Common Stock | RCON3230 | $20K |
Schedule RI: Income Statement (54 items)
About Schedule RI · The First National Bank of Fort Smith income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $62.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $52.6M |
| Net Interest Income | RIAD4074 | $47.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $33.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $30.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $30.2M |
| Total Noninterest Expense | RIAD4093 | $28.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $23.4M |
| Net Income (Loss) | RIAD4340 | $23.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $23.4M |
| Salaries and Employee Benefits | RIAD4135 | $17.4M |
| Total Interest Expense | RIAD4073 | $15.5M |
| Total Noninterest Income | RIAD4079 | $12.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $12.1M |
| Other Noninterest Expense | RIAD4092 | $8.5M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $7.1M |
| Applicable Income Taxes | RIAD4302 | $6.9M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $5.4M |
| Other Noninterest Income | RIADB497 | $5.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.8M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.7M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.7M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $2.4M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.9M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.6M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $1.1M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $1.0M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.0M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.0M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $983K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $870K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $843K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $687K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $648K |
| Fees and Commissions from Annuity Sales | RIADC887 | $568K |
| Interest on Other Securities | RIAD4060 | $539K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $537K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $404K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $188K |
| Other Interest Income | RIAD4518 | $187K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $168K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $91K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $62K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $45K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $30K |
| Income from Lease Financing Receivables | RIAD4065 | $29K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $12K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $11K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $11K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $6K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 373 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $115.0M |
| Balances Due from Federal Reserve Banks | RCON0090 | $73.0M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $19.2M |
| Currency and Coin | RCON0080 | $18.2M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $4.6M |
Schedule RC-B: Securities (46 items)
About Schedule RC-B · The First National Bank of Fort Smith securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $5.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $5.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $176K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $175K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $68.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $65.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $368K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $363K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $23.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $22.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $41.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $36.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $356.3M |
| Pledged Securities | RCON0416 | $249.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $194.6M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $194.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $185.2M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $111.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $63.5M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $60.4M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $60.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $57.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $53.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $42.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $41.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $39.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $36.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $33.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $23.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $15.9M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $13.9M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $13.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $13.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $13.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $10.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $9.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $9.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $1.0M |
| Amortized Cost of Structured Notes | RCON8782 | $1.0M |
| Fair Value of Structured Notes | RCON8783 | $990K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $989K |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $584K |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $579K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $270K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $213K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $152K |
Schedule RC-C, Part I: Loans and Leases (37 items)
About Schedule RC-C, Part I · The First National Bank of Fort Smith loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.58B |
| Pledged Loans and Leases | RCONG378 | $1.56B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $499.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $389.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $337.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $320.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $293.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $262.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $236.8M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $202.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $196.3M |
| Commercial and Industrial Loans | RCON1766 | $170.8M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $170.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $165.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $76.1M |
| Real Estate Loans Secured by Farmland | RCON1420 | $66.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $63.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $61.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $58.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $50.8M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $48.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $44.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $37.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $35.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $31.6M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $19.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $14.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $11.6M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $11.1M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $6.8M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $4.1M |
| Unearned Income on Loans | RCON2123 | $3.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $3.0M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $1.3M |
| Leases to Individuals for Household, Family, and Other Personal Expenditures (I.e. Consumer Leases) | RCONF162 | $1.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $666K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $124K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $61.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $32.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $16.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $15.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $11.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $11.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $11.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $8.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $6.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $3.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $2.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $2.7M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 907 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 400 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 172 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 172 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 136 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 99 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 99 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 86 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 74 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 62 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 46 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 19 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · The First National Bank of Fort Smith deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.24B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.21B |
| Total Transaction Accounts | RCON2215 | $773.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $710.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $643.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $508.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $451.6M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $306.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $228.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $201.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $176.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $167.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $128.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $125.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $123.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $116.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $110.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $103.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $79.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $68.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $61.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $48.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $30.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $26.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $23.3M |
| Total reciprocal deposits | RCONJH83 | $13.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $11.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $7.5M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $4.6M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $2.7M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $2.7M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $573K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $34.6M |
| Other Assets | RCON2168 | $15.0M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $14.6M |
| Accrued Interest Receivable | RCONB556 | $11.4M |
| Net Deferred Tax Assets | RCON2148 | $6.6M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $6.6M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $5.2M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $6.1M |
| Other Expenses Accrued and Unpaid | RCON3646 | $5.5M |
| Operating lease liabilities | RCONLB56 | $3.9M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $3.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $2.2M |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · The First National Bank of Fort Smith quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.34B |
| Quarterly Average of Total Loans | RCON3360 | $1.56B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.03B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $983.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $369.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $291.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $278.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $235.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $159.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $135.3M |
| Mortgage-backed Securities | RCONB559 | $134.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $108.3M |
| All Other Securities | RCONB560 | $41.3M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $19.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $17.7M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $1.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $660K |
| Quarterly Average of Other Borrowed Money | RCON3355 | $494K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $16K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (18 items)
About Schedule RC-L · The First National Bank of Fort Smith derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $162.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $132.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $48.9M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $48.4M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $46.3M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $46.3M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $26.8M |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $22.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $19.0M |
| Performance Standby Letters of Credit | RCON3821 | $5.4M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $5.2M |
| Unused Commitments - Credit Card Lines | RCON3815 | $5.0M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $2.8M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $2.2M |
| Interest Rate Forward Contracts | RCON8697 | $2.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.8M |
| Other unused commitments: Loans to depository financial institutions | RCONPV10 | $1.0M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $9K |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · The First National Bank of Fort Smith memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $38.8M |
| All other intangible assets | RCONJF76 | $1.7M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $479K |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $217K |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $110K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (35 items)
About Schedule RC-N · The First National Bank of Fort Smith past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $8.7M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $5.5M |
| Additions to Nonaccrual Assets | RCONC410 | $4.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $3.0M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $2.4M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $2.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.8M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $1.4M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $1.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $1.2M |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $665K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $513K |
| 1-4 Family Residential Construction Loans, Past Due 90 or More Days and Still Accruing. | RCONF174 | $443K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $325K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $305K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $304K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $220K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $198K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $198K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $164K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $163K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $125K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $100K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $89K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $89K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $87K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $48K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $44K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $16K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $12K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 90 or More Days and Still Accruing. | RCONF175 | $12K |
| All Other Loans - Past Due 90 Days or More and Still Accruing | RCON5460 | $11K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 90 Days or More and Still Accruing | RCON1597 | $11K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $1K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · The First National Bank of Fort Smith other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.34B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.01B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $995.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $968.7M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $715.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $259.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $41.9M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $6.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 82,698 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,735 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,119 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 19 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $42.3M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $42.0M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $2.5M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $427K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (15 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $355.1M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $349.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $349.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $349.9M |
| All Other Assets - Level 1 Fair Value Measurements | RCONG395 | $5.2M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $5.2M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 1 Fair Value Measurements | RCONG548 | $5.2M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG546 | $5.2M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $5.2M |
| All Other Liabilities - Level 1 Fair Value Measurements | RCONG807 | $9K |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $9K |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Level 1 Fair Value Measurements | RCONG573 | $9K |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Total Fair Value Reported on Balance Sheet | RCONG571 | $9K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG533 | $9K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $9K |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · The First National Bank of Fort Smith regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.34B |
| Total Assets | RCOA2170 | $2.31B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.30B |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $403.2M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $396.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $283.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $255.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $255.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $255.0M |
| Retained Earnings | RCOAKW00 | $188.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $99.9M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $33.1M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $31.4M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $7.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$4.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$4.8M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $1.7M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.1744 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1108 |
Schedule RC-T: Fiduciary and Related Services (37 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $1.12B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $307.2M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $258.1M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $247.5M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $176.7M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $152.0M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $151.1M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $137.2M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $117.3M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $80.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $78.4M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $28.4M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $15.4M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $13.4M |
| Income from Fiduciary Activities | RIAD4070 | $3.2M |
| Personal Trust and Agency Accounts | RIADB904 | $1.4M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $1.4M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $792K |
| Employee Benefit-defined Contribution | RIADB905 | $570K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $367K |
| Custody and Safekeeping Accounts | RIADB909 | $53K |
| Employee Benefit-defined Benefit | RIADB906 | $1K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 781 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 219 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 218 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 217 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 192 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 183 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 156 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 153 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 87 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 76 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 75 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 13 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 9 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 5 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $283.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $282.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $282.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $19.0M |
| Other Comprehensive Income | RIADB511 | -$3.1M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (16 items)
About Schedule RI-B, Part I · The First National Bank of Fort Smith charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $292K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $160K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $118K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $42K |
| Recoveries on Loans Secured by Farmland | RIAD3585 | $20K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $10K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $8K |
| Charge-offs on All Other Loans | RIAD4644 | $4K |
| Charge-offs on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4655 | $4K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $4K |
| Recoveries on All Other Loans | RIAD4628 | $3K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $3K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $3K |
| Charge-offs on Automobile Loans | RIADK129 | $2K |
| Recoveries on Automobile Loans | RIADK133 | $1K |
| Recoveries on Loans to Credit Cards | RIADB515 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The First National Bank of Fort Smith changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $22.6M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $21.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $292K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.58B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $731.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $374.1M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $250.1M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $201.0M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $22.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $18.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $8.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $6.3M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $4.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $3.8M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $666K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $291K |
Schedule RI-E: Explanations (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $3.2M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $1.8M |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $1.6M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $745K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $695K |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $581K |
| Marketing and Other Professional Services | RIAD0497 | $549K |
| Printing, Stationery, and Supplies | RIADC018 | $549K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $516K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $506K |
| Data Processing Expenses | RIADC017 | $228K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $210K |
| Accounting and Auditing Expenses | RIADF556 | $203K |
| Telecommunications Expense | RIADF559 | $190K |
| Directors' Fees | RIAD4136 | $111K |
| Legal Expense | RIAD4141 | $96K |
| Safe Deposit Box Rent | RIADC015 | $91K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $54K |
The First National Bank of Fort Smith call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The First National Bank of Fort Smith call report?
The The First National Bank of Fort Smith call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The First National Bank of Fort Smith file?
The First National Bank of Fort Smith files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The First National Bank of Fort Smith call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First National Bank of Fort Smith has Federal Reserve RSSD ID 397540 and FDIC certificate number 3864. Either one finds its filings on the FFIEC Central Data Repository.
How often does The First National Bank of Fort Smith file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The First National Bank of Fort Smith financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 3864) · FFIEC NIC profile (RSSD 397540)