Branch Network
The First National Bank of Fort Smith Locations & Branches Fort Smith, Arkansas
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The First National Bank of Fort Smith operates 26 branches from its headquarters in Fort Smith, AR, . Its main office is at 602 Garrison Ave, Fort Smith, AR 72901.
The First National Bank of Fort Smith branch network
Its 26 branches span 2 states and 15 cities. The most are in ARKANSAS (17) and OKLAHOMA (9). ARKANSAS holds 76.5% of its branch deposits. Fort Smith, AR has the most of its branches, 9. Its largest office by deposits is the The First National Bank of Fort Smith office in Fort Smith, AR, with $557.5M (27.7% of its branch deposits). It had the same number of branches on June 30, 2025.
The First National Bank of Fort Smith at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.08% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $2.31B
- Tier 1 leverage ratio, Q2 2026
- 11.08%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1872
Full financial profile · Is The First National Bank of Fort Smith safe? · The First National Bank of Fort Smith Q3 2026 call report, filed October 26, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Fort Smith, AR (9 branches) | 1 of 15 | 32.8% | $1.16B |
| State: AR (17 branches) | 15 of 108 | 1.4% | $1.54B |
Ranked by total assets among banks headquartered in the state: Largest banks in Arkansas.
Share by county and metro area
The First National Bank of Fort Smith's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Sebastian, AR (11 branches) | 1 of 16 | 31.1% | $1.23B | $3.97B |
| Le Flore, OK (5 branches) | 1 of 6 | 33.3% | $291.0M | $874.0M |
| Benton, AR (4 branches) | 10 of 34 | 2.1% | $229.2M | $10.71B |
| Sequoyah, OK (3 branches) | 3 of 5 | 18.5% | $157.3M | $849.0M |
| Washington, AR (1 branch) | 24 of 34 | 0.5% | $41.1M | $9.09B |
| Franklin, AR (1 branch) | 3 of 5 | 8.5% | $32.2M | $381.2M |
| Haskell, OK (1 branch) | 3 of 3 | 10.0% | $25.2M | $253.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Fort Smith, AR-OK (15 branches) | 1 of 22 | 22.4% | $1.42B | $6.36B |
| Fayetteville-Springdale-Rogers, AR (5 branches) | 14 of 42 | 1.3% | $270.2M | $20.22B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Fort Smith | Fort Smith, AR | 72901 | $557.5M |
| Poteau Branch | Poteau, OK | 74953 | $183.9M |
| Brooken Hill Branch | Fort Smith, AR | 72916 | $137.5M |
| Stonewood Branch | Fort Smith, AR | 72903 | $106.9M |
| Sallisaw Branch | Sallisaw, OK | 74955 | $94.2M |
| Central Mall Branch | Fort Smith, AR | 72903 | $85.6M |
| Pinnacle Branch | Rogers, AR | 72758 | $78.1M |
| Dixieland Branch | Rogers, AR | 72756 | $75.9M |
| Chaffee Crossing Branch | Fort Smith, AR | 72903 | $69.9M |
| Cornerstone Branch | Fort Smith, AR | 72903 | $69.6M |
| Phoenix Branch | Fort Smith, AR | 72901 | $66.6M |
| Heavener Branch | Heavener, OK | 74937 | $48.8M |
| First National Bank of Nwa, Bentonville Branch | Bentonville, AR | 72712 | $47.5M |
| Sallisaw Drive-In Branch | Sallisaw, OK | 74955 | $42.7M |
| Fayetteville Branch | Fayetteville, AR | 72703 | $41.1M |
| Lavaca Branch | Lavaca, AR | 72941 | $39.1M |
| Grand Avenue Branch | Fort Smith, AR | 72901 | $36.9M |
| Pocola Branch | Pocola, OK | 74902 | $36.9M |
| Greenwood Branch | Greenwood, AR | 72936 | $35.0M |
| Charleston Branch | Charleston, AR | 72933 | $32.2M |
| Midland Boulevard Branch | Fort Smith, AR | 72904 | $30.3M |
| Centerton Branch | Centerton, AR | 72719 | $27.7M |
| Stigler Branch | Stigler, OK | 74462 | $25.2M |
| Roland Branch | Roland, OK | 74954 | $20.5M |
| North Branch | Poteau, OK | 74953 | $12.3M |
| Panama Branch | Panama, OK | 74951 | $9.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3864) · FFIEC NIC profile (RSSD 397540)