The First National Bank of Manning: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Equity capital to average assets, which fell 0.58 percentage points to 14.51%. On CET1 ratio, The First National Bank of Manning ranks 6th highest among the 114 banks headquartered in Iowa, at 29.33% (Q2 2026). The median for banks in the < $100M asset tier is 19.57% on CET1 ratio. The First National Bank of Manning sits 9.77 points higher, at 29.33% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 29.33% |
| Tier 1 risk-based capital ratio | 29.33% |
| Total risk-based capital ratio | 30.59% |
| Tier 1 leverage ratio | 14.97% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $13.0M |
| Tier 1 capital | $13.0M |
| Total risk-based capital | $13.5M |
| Total equity capital | $12.6M |
| Risk-weighted assets | $44.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.33% |
| Tangible equity to tangible assets | 14.33% |
| Equity capital to average assets | 14.51% |
| Internal capital growth rate | 7.71% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $75K |
| Common stock surplus | $150K |
| Retained earnings | $12.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$362K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 32.66% | 32.66% | 33.92% | 14.79% | $38.0M |
| Q4 2023 | 30.80% | 30.80% | 32.06% | 15.17% | $39.8M |
| Q1 2024 | 31.76% | 31.76% | 33.02% | 15.58% | $38.8M |
| Q2 2024 | 33.01% | 33.01% | 34.27% | 15.63% | $37.6M |
| Q3 2024 | 32.70% | 32.70% | 33.96% | 15.45% | $38.1M |
| Q4 2024 | 29.49% | 29.49% | 30.75% | 15.28% | $41.6M |
| Q1 2025 | 30.13% | 30.13% | 31.39% | 15.40% | $41.1M |
| Q2 2025 | 31.02% | 31.02% | 32.28% | 15.24% | $40.4M |
| Q3 2025 | 30.69% | 30.69% | 31.95% | 15.94% | $41.3M |
| Q4 2025 | 27.31% | 27.31% | 28.57% | 15.84% | $45.7M |
| Q1 2026 | 28.63% | 28.63% | 29.88% | 15.58% | $44.3M |
| Q2 2026 | 29.33% | 29.33% | 30.59% | 14.97% | $44.2M |
The First National Bank of Manning regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Manning, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Manning profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4477) · FFIEC NIC profile (RSSD 818540)