The First National Bank of Manning: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Core deposits to total deposits: 2.21 percentage points lower than in Q1 2026, at 83.13%. Within Iowa, The First National Bank of Manning is 197th of 225 on loan-to-deposit ratio, 57.24% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. The First National Bank of Manning sits 10.39 points lower, at 57.24% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $18.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $44.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 57.24% |
| Net loans and leases to deposits | 56.26% |
| Loans and leases to core deposits | 68.85% |
| Core deposits to total deposits | 83.13% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 50.59% | 88.80% | $2.5M | $0 |
| Q4 2023 | 53.01% | 88.71% | $1.3M | $0 |
| Q1 2024 | 55.24% | 87.76% | $0 | $0 |
| Q2 2024 | 52.70% | 88.39% | $0 | $0 |
| Q3 2024 | 52.05% | 86.92% | $0 | $0 |
| Q4 2024 | 55.30% | 87.55% | $0 | $0 |
| Q1 2025 | 56.69% | 87.61% | $0 | $0 |
| Q2 2025 | 59.38% | 87.40% | $0 | $0 |
| Q3 2025 | 59.02% | 87.28% | $0 | $0 |
| Q4 2025 | 64.39% | 87.38% | $0 | $0 |
| Q1 2026 | 58.93% | 85.34% | $0 | $0 |
| Q2 2026 | 57.24% | 83.13% | $0 | $0 |
The First National Bank of Manning liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Manning, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Manning profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4477) · FFIEC NIC profile (RSSD 818540)